Bristol County and Fall River City property record for 556 Bay St, Fall River, MA 02724
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,691 sqft · built 2019 |
| Lot Size | 0.115 acres (5,027 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Mar 2020) |
| Tax Bill | $4,605 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0H-07 B:0000 L:0049 |
| Primary APN | FALL M:0H-07 B:0000 L:0049 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 2,695 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,027 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 556 BAY ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02724-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Lot Number | 49 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 640500 |
556 Bay St is owned by two individuals who bought it in March 2020.
Source: Bristol County and Fall River City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 599 DWELLY ST, FALL RIVER, MA 02724-5343 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK |
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Mar 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ST ANNE CU |
| Jun 12, 2018 | Quit Claim Deed, Transfer COUNTY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on File |
| Deed Sale | Mar 20, 2020 · Amount on File |
| Prior Sale | Jun 12, 2018 · Amount on File |
| Deed Document Number | 20204997 |
| Deed Book / Page | 10050 / 285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 556 BAY ST, FALL RIVER, MA 02724-1410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010840-139 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 10840/139 |
| Instrument | 28192 |
| Name | BAYCOAST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 556 BAY ST, FALL RIVER, MA 02724-1410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 011367-329 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 11367/329 |
| Instrument | 12443 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Mar 20, 2020 |
| Property Address | 556 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 10050-285 |
| Book / Page | 10050 / 285 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 4997 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 599 DWELLY ST, FALL RIVER, MA 02724-5343 |
| Document Number | 4998 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 4998 |
| Name | ST ANNE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Jun 12, 2018 |
| Property Address | 556 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 9529-166 |
| Book / Page | 9529 / 166 |
| Instrument | 9463 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.64 |
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 556 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 95290172 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 09529/0172 |
| Name | COUNTY MORTGAGE LLC |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 556 Bay St was $4,605, up 7.2% from the year before.
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,605.00 (+7.19%) | $402,200 (+7.57%) Land $107,400 Building $294,800 | $428,735 (+7.84%) |
| 2024 | $4,296.00 (+0.26%) | $373,900 (+7.07%) Land $103,400 Building $270,500 | $397,575 |
| 2023 | $4,285.00 | $349,200 Land $85,400 Building $263,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 556 Bay St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 27 units insured incl. 26 condo units |
| Nearby Flood Claims | 3 (1991–2005) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 556 Bay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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