63 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 63 Wesley Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1991
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2013)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041H 036`

Property Details

APN / Parcel Number

Primary APN	`041H 036`
Alternative APN	`400740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,824 sqft Heated Area
Basement Area	1,824 sqft
Unfinished Basement	1,824 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Deck Area	480 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	400740
Street Address	63 WESLEY CIR
City	TOCCOA
State	GA
Zip	30577-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 4 & 5A PH 4 FOXDALE S/D
Legal Subdivision	FOXDALE
Legal Phase	4
Legal Lot Number	4,5A
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4030
Census Tract	970102

Owner

Source: Stephens County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63 WESLEY CIR, TOCCOA, GA 30577-8625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES
Oct 17, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Jan 23, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 23, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2013 · Amount on Record
Deed Sale	Jul 10, 2013 · Amount on Record
Prior Sale	Nov 9, 2011 · Amount on Record
Deed Document Number	2013683
Deed Book / Page	1018 / 146
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Apr 14, 2026
Property Address	63 WESLEY CIR, TOCCOA, GA 30577-8625
Document Number	0014460000000345
Book / Page	1446 / 345
Instrument Date	Apr 7, 2026
Instrument	2026103
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 WESLEY CIR, TOCCOA, GA 30577-8625

Mortgage

Document Number	0000000103,
Date	Apr 14, 2026
Book Page	1446/345
Instrument	2026103

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	63 WESLEY CIR, TOCCOA, GA 30577-8625
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 WESLEY CIR, TOCCOA, GA 30577-8625

Mortgage

Document Number	0013840000000001
Date	Oct 17, 2024
Book Page	0000001384/0000000001
Instrument	2024001827

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	63 WESLEY CIR, TOCCOA, GA 30577-8625
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 WESLEY CIR, TOCCOA, GA 30577-8625

Mortgage

Document Number	0013850000000087
Date	Oct 28, 2024
Book Page	0000001385/0000000087
Instrument	2024001896

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STEPHENS GA
Property Address	63 WESLEY CIR, TOCCOA, GA 30577-8625
Document Number	0011710480
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 WESLEY CIR TOCCOA GA 305778625, TOCCOA, GA 30577-8625

Mortgage

Document Number	0011710480
Date	Feb 28, 2019
Book Page	001171/000480

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Interest

Rate	4.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	63 WESLEY CIR, TOCCOA, GA 30577-8625
Document Number	0011700441
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 WESLEY CIR TOCCOA GA 305778625, TOCCOA, GA 30577-8625

Mortgage

Document Number	0011700441
Date	Feb 13, 2019
Book Page	001170/000441

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,331.00 (+30.42%) Homeowner's exemption	$113,143 (+53.1%) Land $5,477 Building $107,666	$282,858 (+53.1%) Land $13,693 Building $269,165
2023	$2,554.00 (+1.43%) Homeowner's exemption	$73,900 (+3.79%) Land $5,477 Building $68,423	$184,751 (+3.79%) Land $13,693 Building $171,058
2022	$2,518.00 Homeowner's exemption	$71,202 Land $5,477 Building $65,725	$178,005 Land $13,693 Building $164,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Point Broadband, Windstream.

Nearby Properties on Wesley Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures