33 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 33 Wesley Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1991
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Oct 2021)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041H 038`

Property Details

APN / Parcel Number

Primary APN	`041H 038`
Alternative APN	`400720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,616 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Terrain	Gentle Slope
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	400720
Street Address	33 WESLEY CIR
City	TOCCOA
State	GA
Zip	30577-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 1 & 2 PH 4 FOXDALE S/D
Legal Subdivision	FOXDALE
Legal Phase	4
Legal Lot Number	1,2
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4030
Census Tract	970102

Owner

Source: Stephens County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 WESLEY CIR, TOCCOA, GA 30577-8625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Apr 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE
Oct 27, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Dec 2, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMESTAR FIN'L
Jul 11, 2018	Grant Deed, Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	20211529
Deed Book / Page	1273 / 175
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	33 WESLEY CIR, TOCCOA, GA 30577-8625
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WESLEY CIR, TOCCOA, GA 30577-8625

Mortgage

Document Number	0014400000000193
Date	Feb 26, 2026
Book Page	0000001440/0000000193
Instrument	2026000511

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2055

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	33 WESLEY CIR, TOCCOA, GA 30577-8625
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WESLEY CIR, TOCCOA, GA 30577-8625
Investor	Possibly a Property Investor

Mortgage

Document Number	0014030000000404
Date	Apr 21, 2025
Book Page	0000001403/0000000404
Instrument	D2025-001170

Lender

Name	PREMIER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 27, 2021
Property Address	33 WESLEY CIR, TOCCOA, GA 30577-8625
Document Number	0012730175
Book / Page	1273 / 175
Instrument Date	Oct 27, 2021
Instrument	2021-001529
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WESLEY CIR, TOCCOA, GA 30577-8625

Mortgage

Document Number	0001273177
Date	Oct 27, 2021
Instrument	1273/177

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	33 WESLEY CIR, TOCCOA, GA 30577-8625
Document Number	0012310507
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WESLEY CIR TOCCOA GA 305778625, TOCCOA, GA 30577-8625

Mortgage

Document Number	0012310507
Date	Dec 7, 2020
Book Page	001231/000507

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 11, 2018
Property Address	33 WESLEY CIR, TOCCOA, GA 30577-8625
Document Number	0011540406
Book / Page	001154 / 000406
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WESLEY CIR TOCCOA GA 305778625, TOCCOA, GA 30577-8625

Mortgage

Document Number	11540408
Date	Jul 11, 2018
Book Page	001154/000408

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (+56.45%)	$106,072 (+58.62%) Land $6,741 Building $99,331	$265,180 (+58.62%) Land $16,853 Building $248,327
2023	$2,365.00 (+5.82%)	$66,870 (+5.81%) Land $6,741 Building $60,129	$167,175 (+5.81%) Land $16,853 Building $150,322
2022	$2,235.00	$63,201 Land $6,741 Building $56,460	$158,002 Land $16,853 Building $141,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Point Broadband, Windstream.

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