63 Sycamore Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 63 Sycamore Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,669 sqft · built 1969
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Nov 2017)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T38 058`

Property Details

APN / Parcel Number

Primary APN	`T38 058`
Alternative APN	`793850`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,669 sqft Heated Area
Basement Area	550 sqft
Finished Basement	550 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	793850
Street Address	63 SYCAMORE CIR
City	TOCCOA
State	GA
Zip	30577-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 226 + 227 MEADOWBROOK S/D
Legal Subdivision	MEADOWBROOK
Legal Lot Number	226
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1022
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63 SYCAMORE CIR, TOCCOA, GA 30577-6221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional with PMI OCONEE FED'L S&L ASSN
Dec 5, 2017	Grant Deed, Transfer · Conventional with PMI HOMESTAR FIN'L
May 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	20171284
Deed Book / Page	1137 / 381
Prior Transfer Date	Aug 13, 2012
Prior Transfer Doc	0009900171
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	63 SYCAMORE CIR, TOCCOA, GA 30577-6221
Document Number	0012300489
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	63 SYCAMORE CIR TOCCOA GA 305776221, TOCCOA, GA 30577-6221

Mortgage

Document Number	0012300489
Date	Dec 2, 2020
Book Page	001230/000489

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	SENECA, SC 29678

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 5, 2017
Property Address	63 SYCAMORE CIR, TOCCOA, GA 30577-6221
Document Number	0011370381
Book / Page	001137 / 000381
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SYCAMORE CIR TOCCOA GA 305776221, TOCCOA, GA 30577-6221

Mortgage

Document Number	11370383
Date	Dec 5, 2017
Book Page	001137/000383

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	May 2, 2017
Property Address	63 SYCAMORE CIR, TOCCOA, GA 30577-6221
Document Number	0011210155
Book / Page	001121 / 000155
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$44.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00 (+38.78%) Homeowner's exemption	$74,387 (+66.1%) Land $3,234 Building $71,153	$185,969 (+66.1%) Land $8,086 Building $177,883
2023	$1,524.00 (+1.4%) Homeowner's exemption	$44,784 (+5.32%) Land $3,234 Building $41,550	$111,961 (+5.32%) Land $8,086 Building $103,875
2022	$1,503.00 Homeowner's exemption	$42,520 Land $3,234 Building $39,286	$106,301 Land $8,086 Building $98,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Windstream.

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