27 Sycamore Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 27 Sycamore Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1994
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2020)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Apr 2020 Transfer Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T38 057`

Property Details

APN / Parcel Number

Primary APN	`T38 057`
Alternative APN	`793800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,602 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Terrain	Gentle Slope
Garage Area	400 sqft
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	793800
Street Address	27 SYCAMORE CIR
City	TOCCOA
State	GA
Zip	30577-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 228 MEADOWBROOK S/D
Legal Subdivision	MEADOWBROOK
Legal Lot Number	228
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1022
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 SYCAMORE CIR, TOCCOA, GA 30577-6221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 22, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Jul 6, 2017	Grant Deed, Transfer ATTORNEY ONLY
Apr 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	2020349
Deed Book / Page	1207 / 447
Last Transfer Date	Apr 17, 2020
Transfer Doc	0012070463
Record Updated	Jun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 22, 2020
Property Address	27 SYCAMORE CIR, TOCCOA, GA 30577-6221
Document Number	0012070463
Book / Page	001207 / 000463
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 SYCAMORE CIR TOCCOA GA 305776221, TOCCOA, GA 30577-6221

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 22, 2020
Property Address	27 SYCAMORE CIR, TOCCOA, GA 30577-6221
Document Number	0012070447
Book / Page	001207 / 000447
Instrument Date	Apr 13, 2020
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SYCAMORE CIR TOCCOA GA 305776221, TOCCOA, GA 30577-6221

Mortgage

Document Number	12070449
Date	Apr 22, 2020
Book Page	001207/000449

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 6, 2017
Property Address	27 SYCAMORE CIR, TOCCOA, GA 30577-6221
Document Number	0011250428
Book / Page	001125 / 000428
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 20, 2017
Property Address	27 SYCAMORE CIR, TOCCOA, GA 30577-6221
Document Number	0011190362
Book / Page	001119 / 000362
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2839 PACES FERRY RD SE #700 ATLANTA GA 303395770, 700, ATLANTA, GA 30339-5770
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00 (+62.75%)	$90,196 (+65.02%) Land $2,452 Building $87,744	$225,490 (+65.02%) Land $6,131 Building $219,359
2023	$1,933.00 (+6.56%)	$54,659 (+6.52%) Land $2,452 Building $52,207	$136,648 (+6.52%) Land $6,131 Building $130,517
2022	$1,814.00	$51,314 Land $2,452 Building $48,862	$128,285 Land $6,131 Building $122,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Windstream.

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