63 Spruce Rd, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 63 Spruce Rd, North Reading, MA 01864 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,850 sqft · built 1989
Lot Size	4.63 acres (201,683 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Jun 2015)
Tax Bill	$14,890 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:34-P:125`

Property Details

APN / Parcel Number

Primary APN	`M:34-P:125`
Alternative APN	`NREA M:034.0 B:0000 L:0125.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
1st Floor Area	1,422 sqft
Basement Area	1,422 sqft
Unfinished Basement	922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	201,683 sqft (4.63 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	63 SPRUCE RD
City	NORTH READING
State	MA
Zip	01864-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	125.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1010
Census Tract	330201

Owner

Source: Middlesex County and North Reading Town records · APN M:34-P:125

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	63 SPRUCE RD, NORTH READING, MA 01864-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2015 · Amount on Record
Deed Sale	Jun 29, 2015 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Deed Book / Page	65634 / 390
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	63 SPRUCE RD, NORTH READING, MA 01864-1730
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077295-452
Date	Mar 23, 2021
Book Page	77295/452
Instrument	63562

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$14,890.00 (+3.82%)	$1,140,100 (+5.01%) Land $556,100 Building $584,000
2024	$14,342.00 (+0.36%)	$1,085,700 (+6.28%) Land $501,700 Building $584,000
2023	$14,291.00	$1,021,500 Land $493,000 Building $528,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.