57 Spruce Rd, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 57 Spruce Rd, North Reading, MA 01864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,942 sqft · built 1987
Lot Size0.925 acres (40,293 sqft)
Owner2 Individual Names on Record
Last Sale$855,000 (Apr 2019)
Tax Bill$14,965 (2026)
Deeds & MortgagesApr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:25-P:081

Property Details

APN / Parcel Number

Primary APNM:25-P:081
Alternative APN
  • NREA M:025.0 B:0000 L:0081.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,942 sqft Living Area
Gross Area1,600 sqft
1st Floor Area1,630 sqft
Basement Area1,600 sqft
Unfinished Basement528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,293 sqft (0.925 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address57 SPRUCE RD
CityNORTH READING
StateMA
Zip01864-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number81.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group1
Census Block1010
Census Tract330201

Owner

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address57 SPRUCE RD, NORTH READING, MA 01864-1730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2019 · Amount on Record
Deed SaleApr 16, 2019 · Amount on Record
Prior SaleJun 22, 1989 · Amount on Record
Deed Document Number201946650
Deed Book / Page72460 / 259
Prior Transfer DateApr 4, 2019
Prior Transfer Doc0000046650
Record UpdatedOct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH READING MA
Recording DateApr 16, 2019
Property Address57 SPRUCE RD, NORTH READING, MA 01864-1730
Document Number72460-259
Book / Page72460 / 259
Instrument DateApr 4, 2019
Instrument46650
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 SPRUCE RD, NORTH READING, MA 01864-1730

Mortgage

Document Number46651
DateApr 16, 2019
Instrument46651
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,965.00 (+0.95%)$1,149,400 (+1.26%) Land $502,900 Building $646,500$1,307,484
2025$14,824.00 (+3.38%)$1,135,100 (+4.57%) Land $502,900 Building $632,200
2024$14,339.00 (+1.35%)$1,085,500 (+7.34%) Land $453,300 Building $632,200
2023$14,148.00$1,011,300 Land $444,600 Building $566,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH READING WATER DEPT.
serves 16,379 people · EPA ID MA3213000
Water SourcePurchased surface water from ANDOVER WATER DEPT
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureColiform assessment
Aug 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Rd

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