St. Johns County property record for 63 Spring Creek Way, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,519 sqft · built 2018 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,500 (Feb 2018) |
| Tax Bill | $4,154 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026484-0410 |
| Primary APN | 026484-0410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,519 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 2,519 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 63 SPRING CREEK WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 41 OR4499/1732 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 21 |
| Legal Subdivision | SANDY CREEK PHASES 2A AND 2B |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 20904 |
63 Spring Creek Way is owned and occupied by two individuals who bought it in February 2018.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 63 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Feb 2, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 5, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 10, 2019 | Deed of Trust, Mortgage · VA Mortgage ALCOVA MORTGAGE LLC |
| Feb 6, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTY TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2018 · Amount on File |
| Deed Sale | Feb 6, 2018 · Amount on File |
| Deed Document Number | 20188159 |
| Deed Book / Page | 4499 / 1732 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 63 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 63 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957 |
| Document Number | 0058651868 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 5865/1868 |
| Instrument | 2023094188 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | SAINT AUGUSTINE, FL 32095 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 63 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 63 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957 |
| Document Number | 0054840338 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 5484/338 |
| Instrument | 2022012088 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 63 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 63 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957 |
| Document Number | 0050911688 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 5091/1688 |
| Instrument | 2020099857 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 63 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048110258 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 4811/0258 |
| Instrument | 2019075495 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 6, 2018 |
| Property Address | 63 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957 |
| Document Number | 0044991732 |
| Book / Page | 004499 / 001732 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 8159 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,173.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 63 SPRING CREEK WAY ST AUGUSTINE FL 320958957, ST AUGUSTINE, FL 32095-8957 |
| Document Number | 44991734 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 004499/001734 |
| Instrument | 8160 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2048 |
The 2025 property tax bill for 63 Spring Creek Way was $4,154 with a homeowner's exemption, up 12.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,105 (+2.7%) | $411,568 (-8.41%) Land $100,000 Building $311,568 | |
| 2025 | $4,154.00 (+12.64%) Homeowner's exemption | $322,400 (+2.9%) | $449,352 (+2.54%) Land $100,000 Building $349,352 |
| 2024 | $3,688.00 (+2.02%) Homeowner's exemption | $313,314 (+3%) | $438,219 (-0.77%) Land $100,000 Building $338,219 |
| 2023 | $3,615.00 (+2.93%) Homeowner's exemption | $304,188 (+3%) | $441,635 (+7.54%) Land $100,000 Building $341,635 |
| 2022 | $3,512.00 Homeowner's exemption | $295,328 | $410,689 Land $84,000 Building $326,689 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 63 Spring Creek Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 63 Spring Creek Way is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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