10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
January 2017: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
ST JOHNS FL
Recording Date
Jan 27, 2017
Property Address
15 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8957
Document Number
0043221828
Book / Page
004322 / 001828
Instrument Date
Jan 25, 2017
Instrument
6369
Transaction Type
Subdivision Related Transfer
Record Updated
Feb 10, 2017
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,466.84
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
118 JENNIE LAKE CT ST AUGUSTINE FL 320958971, ST AUGUSTINE, FL 32095-8971
Mortgage
Document Number
43221830
Date
Jan 27, 2017
Book Page
004322/001830
Instrument
6370
Lender
Name
NAVY FCU
Type
Credit Union
Address
VIENNA, VA 22180
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jan 26, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 15 Spring Creek Way was $5,234 with a homeowner's exemption, up 12.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
Property Jurisdictions
Type
Name
State
Florida
County
St. Johns County
Unified School District
St. Johns County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$377,020 (-6.36%)Land $100,000Building $277,020
$377,020 (-6.97%)Land $100,000Building $277,020
2025
$5,234.00 (+12.17%)Homeowner's exemption
$402,621
$405,252Land $100,000Building $305,252
2024
$4,666.00 (+1.97%)
2023
$4,576.00 (+2.76%)Homeowner's exemption
$379,878 (+3%)
$392,003 (+6.29%)Land $100,000Building $292,003
2022
$4,453.00Homeowner's exemption
$368,814
$368,814Land $89,600Building $279,214
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 15 Spring Creek Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 206 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
206 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 15 Spring Creek Way is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source
Purchased groundwater from JEA MAJOR GRID
Last State Inspection
Mar 2024
Lead
1 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
3 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025