63 Southern Trce, Toccoa, GA 30577 Property Records

Stephens County property record for 63 Southern Trce, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,026 sqft · built 2015
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$649,000 (Aug 2019)
Tax Bill	$11,691 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056 101`

Property Details

APN / Parcel Number

Primary APN	`056 101`
Alternative APN	`990366`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,026 sqft Heated Area
Basement Area	1,979 sqft
Finished Basement	1,979 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Terrain	Rolling
Garage Area	510 sqft
Porch	Slab
Porch Area	498 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	990366
Street Address	63 SOUTHERN TRCE
City	TOCCOA
State	GA
Zip	30577-2675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 1,1A,2,2A,3&3A SEC F PHSE 2 CURRAHEE CL
Legal Subdivision	CURRAHEE CLUB
Legal Phase	2
Legal Lot Number	1+
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4011
Census Tract	970202

Owner

63 Southern Trce is owned by an individual who bought it in August 2019.

Source: Stephens County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	200 GOLDENSTAR LN, GREER, SC 29651-7623
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED CMNTY BK
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK
Sep 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Apr 20, 2017 · Amount on File
Deed Document Number	2019963
Deed Book / Page	1186 / 343
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 16, 2019
Property Address	63 SOUTHERN TRCE, TOCCOA, GA 30577-2675
Document Number	0011860343
Book / Page	001186 / 000343
Instrument Date	Aug 15, 2019
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$649.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SOUTHERN TRCE TOCCOA GA 305772675, TOCCOA, GA 30577-2675

Mortgage

Document Number	11860347
Date	Aug 16, 2019
Book Page	001186/000347

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Mortgage

Document Number	11860411,
Date	Aug 16, 2019
Book Page	001186/000411

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CLAYTON, GA 30525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2034

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	63 SOUTHERN TRCE, TOCCOA, GA 30577-2675
Document Number	0011650262
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SOUTHERN TRCE TOCCOA GA 305772675, TOCCOA, GA 30577-2675

Mortgage

Document Number	0011650262
Date	Nov 27, 2018
Book Page	001165/000262

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CLAYTON, GA 30525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 26, 2043

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 19, 2018
Property Address	63 SOUTHERN TRCE, TOCCOA, GA 30577-2675
Document Number	0011600285
Book / Page	001160 / 000285
Instrument Date	Sep 11, 2018
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CURRAHEE CLUB DR GA GA, GA

Tax Assessment & Valuation

The 2025 property tax bill for 63 Southern Trce was $11,691.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,691.00	$425,917 Land $93,407 Building $332,510	$1,064,792 Land $233,517 Building $831,275
2023	$7,354.00 (+5.42%)	$247,034 (+5.42%) Land $51,701 Building $195,333	$617,585 (+5.42%) Land $129,253 Building $488,332
2022	$6,976.00	$234,342 Land $51,701 Building $182,641	$585,856 Land $129,253 Building $456,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63 Southern Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 Southern Trce is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Southern Trce

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