63 S Ter Mill Cir, Spring, TX 77382 Property Records

Montgomery County property record for 63 S Ter Mill Cir, Spring, TX 77382 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,370 sqft · built 2004
Lot Size	0.264 acres (11,524 sqft)
Owner	Individual Name on File
Tax Bill	$12,263 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9699-36-03800`

Property Details

APN / Parcel Number

Primary APN	`9699-36-03800`
Alternative APN	`R323445`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,370 sqft Living Area
1st Floor Area	2,610 sqft
2nd Floor Area	1,760 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,524 sqft (0.264 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	386 sqft
Deck Area	476 sqft
Patio Area	476 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R323445
Street Address	63 S TERRACE MILL CIR
City	SPRING
State	TX
Zip	77382-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S969936 - WDLNDS VIL STERLING RIDGE 36, BLOCK 2, LOT 2
Legal Subdivision	WDLNDS VIL STERLING RIDGE 36
Legal Block	2
Legal Lot Number	2
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3002
Census Tract	690606

Owner

Source: Montgomery County records · APN 9699-36-03800

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63 S TERRACE MILL CIR, SPRING, TX 77382-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit SMART FINANCIAL CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SMART FINANCIAL CU
Jun 12, 2019	Deed of Trust, Mortgage · ARM ZB NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2007
Deed Sale	Jul 10, 2007
Deed Document Number	389.111475
Deed Book / Page	389.11 / 1475
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	63 S TERRACE MILL CIR, SPRING, TX 77382-2816
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049393
Date	Apr 19, 2022
Instrument	2022049393

Lender

Name	SMART FINANCIAL CU
Type	Credit Union
Address	HOUSTON, TX 77072

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	63 S TERRACE MILL CIR, SPRING, TX 77382-2816
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070569
Date	May 24, 2021
Instrument	2021070569

Lender

Name	SMART FINANCIAL CU
Type	Credit Union
Address	HOUSTON, TX 77072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	63 S TERRACE MILL CIR, SPRING, TX 77382-2816
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	STEWART TTL OF MONTGOMERY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050408
Date	Jun 12, 2019
Instrument	2019050408

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77027

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$853,570 (+1%) Land $120,000 Building $891,265	$1,011,265 (+17.59%) Land $120,000 Building $891,265
2024	$12,263.00 (+21.87%) Homeowner's exemption	$775,973 (+1%) Land $120,000 Building $740,000	$860,000 (+11.98%) Land $120,000 Building $740,000
2023	$10,062.00 Homeowner's exemption	$705,430 Land $120,000 Building $648,000	$768,000 Land $120,000 Building $648,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396906063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 55 individual NFIP policies nearby
Nearby Flood Policies	55 in force

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of Texas
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ezee Fiber Texas	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Tachus. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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