Fannin County property record for 63 Ridge St, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,988 sqft · built 1987 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,000 (Nov 2020) |
| Tax Bill | $2,505 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0031 A 071 |
| Primary APN | 0031 A 071 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Heated Area |
| 1st Floor Area | 494 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Dimensions | 200 ft deep x 91 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 550 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 320 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5250 |
|---|---|
| Old Parcel Number | 0031A071 |
| Street Address | 63 RIDGE ST |
| City | MORGANTON |
| State | GA |
| Zip | 30560-3599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | 8-1 LL271 LT48-49 DB1390-371 0.83 AC |
| Legal Subdivision | PRINCE |
| Legal Block | D |
| Legal Lot Number | 48-49 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 50500 |
Source: Fannin County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 63 RIDGE ST, MORGANTON, GA 30560-3599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2020 | Deed of Trust, Mortgage EQUITY TRUST |
| Oct 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE |
| Nov 11, 2020 | Warranty Deed, Transfer |
| Nov 11, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 11, 2020 · Amount on Record |
| Deed Sale | Nov 11, 2020 · Amount on Record |
| Prior Sale | Sep 1, 2010 · Amount on Record |
| Deed Document Number | 2020-003300 |
| Deed Book / Page | 1390 / 371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 63 RIDGE ST, MORGANTON, GA 30560-3599 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 63 RIDGE ST, BLUE RIDGE, GA 30513-4694 |
| Document Number | 0000001390/0000000373 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 0000001390/0000000373 |
| Instrument | 002547820005 |
| Name | EQUITY TRUST |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jan 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 63 RIDGE ST, MORGANTON, GA 30560-3599 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 63 RIDGE ST, MORGANTON, GA 30560-3599 |
| Document Number | 0000001577/0000000685 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 0000001577/0000000685 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Nov 11, 2020 |
| Property Address | 63 RIDGE ST, MORGANTON, GA 30560-3599 |
| Document Number | 1390/371 |
| Book / Page | 1390 / 371 |
| Instrument Date | Nov 11, 2020 |
| Instrument | 2020-003300 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 RIDGE ST, MORGANTON, GA 30560-3599 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Nov 11, 2020 |
| Property Address | 63 RIDGE ST, MORGANTON, GA 30560-3599 |
| Document Number | 001390/371 |
| Book / Page | 1390 / 371 |
| Instrument Date | Nov 11, 2020 |
| Instrument | 2020-003300 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 RIDGE ST, MORGANTON, GA 30560-3599 |
Source: Fannin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Municipality | Morganton City |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,505.00 (-40.14%) | $205,363 (+24.98%) Land $20,000 Building $185,363 | $513,407 (+24.98%) Land $50,000 Building $463,407 |
| 2023 | $164,320 (-27.33%) Land $14,400 Building $149,920 | $410,800 (-27.33%) Land $36,000 Building $374,800 | |
| 2022 | $4,185.00 | $226,109 Land $14,400 Building $211,709 | $565,273 Land $36,000 Building $529,273 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANTON serves 1,768 people · EPA ID GA1110003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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