Fannin County property record for 35 Ridge St, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 800 sqft · built 1977 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $713 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0031 A 072 |
| Primary APN | 0031 A 072 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Heated Area |
| 1st Floor Area | 800 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 186 ft deep x 138 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 224 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5251 |
|---|---|
| Street Address | 35 RIDGE ST |
| City | MORGANTON |
| State | GA |
| Zip | 30560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 8-1 LL288 LT41 DB1469-522* 0.59 AC |
| Legal Subdivision | PRINCE |
| Legal Block | D |
| Legal Lot Number | 41 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 50500 |
35 Ridge St is owned and occupied by an individual who acquired it in November 2021.
Source: Fannin County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 RIDGE ST, MORGANTON, GA 30560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Nov 19, 2021 | Warranty Deed, Transfer |
| Nov 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Oct 22, 2021 | Warranty Deed, Transfer |
| Oct 22, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 |
| Deed Sale | Nov 19, 2021 |
| Prior Sale | Nov 9, 2021 · Amount on File |
| Deed Document Number | 20213729 |
| Deed Book / Page | 1469 / 520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 35 RIDGE ST, MORGANTON, GA 30560 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 35 RIDGE ST, BLUE RIDGE, GA 30513-4694 |
| Document Number | 0000001469/0000000524 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 0000001469/0000000524 |
| Name | BANK OF ENGLAND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Nov 19, 2021 |
| Property Address | 35 RIDGE ST, MORGANTON, GA 30560 |
| Document Number | 001469/520 |
| Book / Page | 1469 / 520 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-003729 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 RIDGE ST, MORGANTON, GA 30560 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Nov 9, 2021 |
| Property Address | 35 RIDGE ST, MORGANTON, GA 30560 |
| Document Number | 001469/522 |
| Book / Page | 1469 / 522 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 2021-003714 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 RIDGE ST, MORGANTON, GA 30560 |
| Document Number | 0001469524 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 1469/524 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Oct 22, 2021 |
| Property Address | 35 RIDGE ST, MORGANTON, GA 30560 |
| Document Number | 001469/519 |
| Book / Page | 1469 / 519 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021-003829 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 RIDGE ST, MORGANTON, GA 30560 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Oct 22, 2021 |
| Property Address | 35 RIDGE ST, MORGANTON, GA 30560 |
| Document Number | 001469/518 |
| Book / Page | 1469 / 518 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021-003826 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 RIDGE ST, MORGANTON, GA 30560 |
The 2025 property tax bill for 35 Ridge St was $713.
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Municipality | Morganton City |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $713.00 | $58,470 Land $10,000 Building $48,470 | $146,176 Land $25,000 Building $121,176 |
| 2023 | $46,006 (-24.24%) Land $7,200 Building $38,806 | $115,015 (-24.24%) Land $18,000 Building $97,015 | |
| 2022 | $1,124.00 | $60,728 Land $7,200 Building $53,528 | $151,821 Land $18,000 Building $133,821 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Ridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Ridge St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANTON serves 1,768 people · EPA ID GA1110003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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