Monmouth County and Rumson Borough property record for 63 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 6,448 sqft · built 1987 |
| Lot Size | 1.33 acres (58,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000,000 (Nov 2021) |
| Tax Bill | $33,610 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00095-0000-00001-01 |
| Primary APN | 41-00095-0000-00001-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,448 sqft Living Area |
| 1st Floor Area | 4,188 sqft |
| Upper Floors Area | 3,088 sqft |
| Basement Area | 2,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 58,370 sqft |
| Garage Area | 828 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 817 sqft |
|---|---|
| Pool House | 196 sqft |
| Porch | Open Porch |
| Patio Area | 288 sqft |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 41000950000000011 |
|---|---|
| Street Address | 63 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | RIDGE HILL ESTATES |
| Legal Block | 95 |
| Legal Lot Number | 1.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00095-0000-00001-01
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 63 RIDGE RD, RUMSON, NJ 07760-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 05, 2021 | Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2021 · Amount on Record |
| Deed Sale | Nov 05, 2021 · Amount on Record |
| Prior Sale | May 01, 2013 · Amount on Record |
| Deed Document Number | 2021162371 |
| Deed Book / Page | 9556 / 3763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 63 RIDGE RD, RUMSON, NJ 07760-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 63 RIDGE RD, RUMSON, NJ 07760-1834 |
| Document Number | 0095977606 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 9597/7606 |
| Instrument | 2022057489 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 05, 2021 |
| Property Address | 63 RIDGE RD, RUMSON, NJ 07760-1834 |
| Document Number | 0095563763 |
| Book / Page | 9556 / 3763 |
| Instrument Date | Aug 02, 2021 |
| Instrument | 2021162371 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $63,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 CHERRY HILL DR SE, 310, MARIETTA, GA 30067-4808 |
| Name | Verified Name |
|---|---|
| Address | 63 RIDGE RD, RUMSON, NJ 07760-1834 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,604,100 (+12.49%) Land $1,733,300 Building $1,870,800 | $3,604,100 (+12.49%) Land $1,733,300 Building $1,870,800 | |
| 2025 | $33,610.00 (+2.4%) | $3,204,000 (+12.97%) Land $1,611,900 Building $1,592,100 | $3,204,000 (+12.97%) Land $1,611,900 Building $1,592,100 |
| 2024 | $32,822.00 (+4.31%) | ||
| 2023 | $2,836,200 Land $1,450,700 Building $1,385,500 | $2,836,200 Land $1,450,700 Building $1,385,500 | |
| 2022 | $31,465.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 502 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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