59 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 59 Ridge Rd, Rumson, NJ 07760 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,216 sqft · built 2008
Lot Size	0.349 acres (15,195 sqft)
Owner	2 Individual Names on File
Last Sale	$1,295,000 (Sep 2012)
Tax Bill	$23,146 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00099-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`41-00099-0000-00001`
Alternative APNs	`410009900001` `178000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,216 sqft Living Area
1st Floor Area	2,009 sqft
Upper Floors Area	1,669 sqft
Basement Area	1,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	15,195 sqft (0.349 acres)
Lot Depth	150 ft Depth
Garage Type	Built-in
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	68 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	178000
Street Address	59 RIDGE RD
City	RUMSON
State	NJ
Zip	07760-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PINE RDG SEC 01
Legal Block	99
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1015
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00099-0000-00001

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	59 RIDGE RD, RUMSON, NJ 07760-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2012 · Amount on Record
Deed Sale	Sep 25, 2012 · Amount on Record
Prior Sale	Feb 19, 2008 · Amount on Record
Deed Document Number	2012102796
Deed Book / Page	8972 / 6075
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	59 RIDGE RD, RUMSON, NJ 07760-1833
Document Number	0000105540
Instrument Date	Oct 05, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 RIDGE RD RUMSON NJ 077601833, RUMSON, NJ 07760-1833

Mortgage

Document Number	0000105540
Date	Oct 26, 2017
Book Page	009255/008580
Instrument	105540

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,501,400 (+13.37%) Land $1,443,100 Building $1,058,300	$2,501,400 (+13.37%) Land $1,443,100 Building $1,058,300
2025	$23,146.00 (+2.41%)	$2,206,500 (+14.98%) Land $1,284,900 Building $921,600	$2,206,500 (+14.98%) Land $1,284,900 Building $921,600
2024	$22,601.00 (+0.83%)
2023		$1,919,100 Land $1,132,900 Building $786,200	$1,919,100 Land $1,132,900 Building $786,200
2022	$22,416.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force 17 of 22 on primary residences
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy
Flood Events	Hurricane Sandy (Oct 2012), 7 claims Hurricane Irene (Aug 2011), 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding (Dec 1992), 4 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 6% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.