Harford County property record for 63 Ray Ave, Aberdeen, MD 21001
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,240 sqft · built 1974 |
| Lot Size | 0.054 acres (2,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Aug 2023) |
| Tax Bill | $1,913 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-030098 |
| Primary APN | 02-030098 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,240 sqft Total Area |
| Basement Area | 465 sqft |
| Finished Basement | 465 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,360 sqft (0.054 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 030098 |
|---|---|
| Street Address | 63 RAY AVE |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-3037 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 7 2360 SF 63 RAY AVENUE BRENTWOOD SQ P 31/80 |
| Legal Subdivision | BRENTWOOD SQUARE 31 80 |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 302802 |
63 Ray Ave, a townhouse, is owned and occupied by an individual who bought it in August 2023.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 63 RAY AVE, ABERDEEN, MD 21001-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Aug 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC |
| Feb 15, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on File |
| Deed Sale | Aug 31, 2023 · Amount on File |
| Prior Sale | Sep 6, 2007 · Amount on File |
| Deed Book / Page | 16020 / 51 |
| Prior Transfer Date | Dec 16, 2005 |
| Prior Transfer Doc | 0065300611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 31, 2023 |
| Property Address | 63 RAY AVE, ABERDEEN, MD 21001-3037 |
| Document Number | 0160200051 |
| Book / Page | 16020 / 51 |
| Map Reference | MB 31 PG 80 |
| Instrument Date | Aug 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | ELITE HOME TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 RAY AVE, ABERDEEN, MD 21001-3037 |
| Document Number | 0160200058 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 16020-0058 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0160200078 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 16020/78 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 63 RAY AVE, ABERDEEN, MD 21001-3037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | EAGLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 63 RAY AVE, ABERDEEN, MD 21001-3037 |
| Document Number | 0156140003 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 15614/3 |
| Name | FINANCIAL FREEDOM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 63 RAY AVE, ABERDEEN, MD 21001-3037 |
| Document Number | 0122840342 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 63 RAY AVE ABERDEEN MD 210013037, ABERDEEN, MD 21001-3037 |
| Document Number | 0122840342 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 012284/000342 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Apr 2, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 63 Ray Ave was $1,913, up 24.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,913.00 (+24.87%) | $200,700 (+11.05%) Land $40,000 Building $160,700 | $200,700 (-) Land $40,000 Building $160,700 |
| 2025 | $1,532.00 | $180,733 | $200,700 Land $40,000 Building $160,700 |
| 2023 | $140,800 Land $40,000 Building $100,800 | $140,800 Land $40,000 Building $100,800 | |
| 2022 | $1,323.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 63 Ray Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 63 Ray Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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