Harford County property record for 55 Ray Ave, Aberdeen, MD 21001
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,240 sqft · built 1974 |
| Lot Size | 0.055 acres (2,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Aug 2017) |
| Tax Bill | $1,490 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-033062 |
| Primary APN | 02-033062 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Total Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Townhouse |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 2,380 sqft (0.055 acres) |
| Lot Dimensions | 119 ft deep x 20 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 033062 |
|---|---|
| Street Address | 55 RAY AVE |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-3037 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 3 BK A 2380 SF 55 RAY AVENUE BRENTWOOD SQ PT 31/80 |
| Legal Subdivision | BRENTWOOD SQUARE 31 80 |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 302802 |
55 Ray Ave, a townhouse, is owned by an individual who acquired it in November 2017.
Source: Harford County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 325 ELLINGTON BLVD, GAITHERSBURG, MD 20878-4591 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage AMALGAMATED BANK |
| Aug 31, 2017 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on File |
| Deed Sale | Aug 31, 2017 · Amount on File |
| Deed Document Number | 201712493-0346 |
| Deed Book / Page | 12493 / 346 |
| Last Transfer Date | Nov 16, 2017 |
| Transfer Doc | 0127000492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 7, 2018 |
| Property Address | 55 RAY AVE, ABERDEEN, MD 21001-3037 |
| Document Number | 0127000492 |
| Book / Page | 12700 / 0492 |
| Map Reference | MB HDG31 FO80 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Tax | $1,902.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 BALDWIN ST, 222, PRINCE FREDERICK, MD 20678 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 222 BALDWIN ST, PRINCE FREDERICK, MD 20678 |
| Document Number | 0012700497 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | 12700/497 |
| Name | AMALGAMATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 31, 2017 |
| Property Address | 55 RAY AVE, ABERDEEN, MD 21001-3037 |
| Document Number | 0124930346 |
| Book / Page | 012493 / 000346 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $87.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 222 BALDWIN ST GAITHERSBURG MD 208784579, GAITHERSBURG, MD 20878-4579 |
The 2026 property tax bill for 55 Ray Ave was $1,490, up 1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,490.00 (+9.96%) | $156,300 Land $40,000 Building $116,300 | $156,300 Land $40,000 Building $116,300 |
| 2025 | $1,355.00 | ||
| 2023 | $135,200 Land $40,000 Building $95,200 | $135,200 Land $40,000 Building $95,200 | |
| 2022 | $1,272.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Ray Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Ray Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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