63 Lower Pine St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 63 Lower Pine St, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 904 sqft · built 1890
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on Record
Last Sale$102,000 (Sep 2023)
Tax Bill$4,743 (2026)
Deeds & MortgagesSep 2023 Mortgage
Sep 2023 Sale & Mortgage
APN407403 64.049-1-9

Property Details

APN / Parcel Number

Primary APN407403 64.049-1-9
Alternative APN
  • 740306404900010090000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area904 sqft Living Area
1st Floor Area688 sqft
Upper Floors Area301 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1950
Architectural StyleCottage
Exterior MaterialComposition/Composite
Lot Area60,984 sqft (1.4 acres)
Lot Dimensions1,230 ft deep x 50 ft wide
View / LotWaterfront
PorchSlab
Porch Area296 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number407403 64.049-1-9
Street Address63 LOWER PINE ST
CityPOTSDAM
StateNY
Zip13676-3100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number9.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group4
Census Block4004
Census Tract491000

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address63 LOWER PINE ST, POTSDAM, NY 13676-3100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK NA
Sep 22, 2023Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2023 · Amount on Record
Deed SaleSep 22, 2023 · Amount on Record
Prior SaleJun 9, 2014 · Amount on Record
Deed Document Number202311749
Prior Transfer DateJun 6, 2003
Prior Transfer Doc2003009666
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address63 LOWER PINE ST, POTSDAM, NY 13676-3100
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 COUNTY ROUTE 13, NORTH BANGOR, NY 12966-3618

Mortgage

Document Number0000011750
DateSep 22, 2023
InstrumentR-2023-00011750
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateSep 22, 2023
Property Address63 LOWER PINE ST, POTSDAM, NY 13676-3100
Document Number0000011749
Instrument DateSep 1, 2023
InstrumentR-2023-00011749
Transaction TypeTransfer
Record UpdatedFeb 17, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$408.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address63 LOWER PINE ST, POTSDAM, NY 13676-3100

Transferred To (Grantee/Buyer)

NameVerified Name
Address334 COUNTY ROUTE 13, NORTH BANGOR, NY 12966-3618

Mortgage

Document Number0000011750
DateSep 22, 2023
InstrumentR-2023-00011750
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
MunicipalityPotsdam Village
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,743.00 (+76.39%)
2025$2,689.00 (+1.32%)$116,000 (+157.78%) Land $45,600 Building $70,400$116,000 (+77.87%) Land $45,600 Building $70,400
2024$2,654.00$45,000 (-) Land $19,200 Building $25,800$65,217 (+7.25%) Land $27,826 Building $37,391
2023$45,000 Land $19,200 Building $25,800$60,811 Land $25,946 Building $34,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTSDAM VILLAGE
serves 8,312 people · EPA ID NY4404397
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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