St. Lawrence County and Potsdam Town property record for 57 Lower Pine St, Potsdam, NY 13676
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,616 sqft · built 1870 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Dec 1994) |
| Tax Bill | $6,338 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2026 Mortgage |
| APN | 407403 64.057-1-4 |
| Primary APN | 407403 64.057-1-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 888 sqft |
| 2nd Floor Area | 728 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Dimensions | 90 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 275 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 407403 64.057-1-4 |
|---|---|
| Street Address | 57 LOWER PINE ST |
| City | POTSDAM |
| State | NY |
| Zip | 13676-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 94SP54000 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | POTSDAM |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 491000 |
57 Lower Pine St is owned by an individual who bought it in December 1994.
Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 PRAY RD, OGDENSBURG, NY 13669-4149 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH COUNTRY SAVINGS BANK |
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTH COUNTRY SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1994 · Amount on File |
| Deed Sale | Dec 1, 1994 · Amount on File |
| Deed Book / Page | 1084 / 795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 57 LOWER PINE ST, POTSDAM, NY 13676-3100 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002349 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | R-2026-00002349 |
| Name | NORTH COUNTRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CANTON, NY 13617 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Apr 28, 2026 |
| Property Address | 57 LOWER PINE ST, POTSDAM, NY 13676-3100 |
| Document Number | 0000005023 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20265023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000005023, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20265023 |
| Name | NORTH COUNTRY SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 57 Lower Pine St was $6,338, up 19.6% from the year before.
Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Potsdam Town |
| Municipality | Potsdam Village |
| Unified School District | Potsdam Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,338.00 (+19.58%) | ||
| 2025 | $5,300.00 | $155,000 Land $47,300 Building $107,700 | $155,000 Land $47,300 Building $107,700 |
| 2023 | $88,700 Land $20,300 Building $68,400 | $119,865 Land $27,432 Building $92,433 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 57 Lower Pine St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 57 Lower Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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