Flagler County property record for 63 Karat Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,587 sqft · built 2023 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,500 (Mar 2021) |
| Tax Bill | $7,466 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7065-00550-0580 |
| Primary APN | 07-11-31-7065-00550-0580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,587 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,898 sqft (0.342 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 63 KARAT PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 65 BL 55 LT 58 OR 260 PG 723 OR 646 PG 1170-DC FOR WILLIAM OR 682 PG 1036-ACM OR 976 PG 1623 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 55 |
| Legal Lot Number | 58 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 60208 |
63 Karat Path is owned by an individual who bought it in March 2021.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 158 SAINT NICHOLAS AVE, SMITHTOWN, NY 11787-1248 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Mar 15, 2021 | Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2021 · Amount on File |
| Deed Sale | Mar 15, 2021 · Amount on File |
| Prior Sale | Sep 2, 2003 · Amount on File |
| Deed Document Number | 2021013640 |
| Deed Book / Page | 2538 / 1146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 63 KARAT PATH, PALM COAST, FL 32164-5668 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 158 SAINT NICHOLAS AVE, SMITHTOWN, NY 11787-1248 |
| Document Number | 0026350425 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 2635/425 |
| Instrument | 2021066801 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 15, 2021 |
| Property Address | 63 KARAT PATH, PALM COAST, FL 32164-5668 |
| Document Number | 0025381146 |
| Book / Page | 2538 / 1146 |
| Map Reference | MB 17 PG 56-67 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021013640 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $297.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8801 MCCANN DR APT 103, 8801, AUSTIN, TX 78757-6957 |
| Name | Verified Name |
|---|---|
| Address | 158 SAINT NICHOLAS AVE, SMITHTOWN, NY 11787-1248 |
The 2025 property tax bill for 63 Karat Path was $7,466.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,466.00 | $410,840 Land $51,500 Building $359,340 | $410,840 Land $51,500 Building $359,340 |
| 2023 | $787.00 (-9.02%) | $42,500 (-6.59%) Land $42,500 | $42,500 (-6.59%) Land $42,500 |
| 2022 | $865.00 | $45,500 Land $45,500 | $45,500 Land $45,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 63 Karat Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 4 (2001–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 63 Karat Path is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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