56 Karat Path, Palm Coast, FL 32164 Property Records

Flagler County property record for 56 Karat Path, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,145 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2021)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7065-00530-0070`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7065-00530-0070`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,145 sqft Heated Area
Gross Area	2,986 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	56 KARAT PATH
City	PALM COAST
State	FL
Zip	32164-5670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 65 BLOCK 00053 LOT 0007 SUBDIVISION COMPLETION YEAR 1983 OR 478 PG 1279 OR 1232 PG 48 OR 1467 PG 608 OR 19
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	53
Legal Lot Number	7
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2024
Census Tract	60208

Owner

56 Karat Path is owned and occupied by an individual who bought it in August 2021.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	56 KARAT PATH, PALM COAST, FL 32164-5670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Jan 28, 2014 · Amount on File
Deed Document Number	2021042350
Deed Book / Page	2590 / 1574
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 3, 2021
Property Address	56 KARAT PATH, PALM COAST, FL 32164-5670
Document Number	0025901574
Book / Page	2590 / 1574
Map Reference	MB 17 PG 65
Instrument Date	Jul 30, 2021
Instrument	2021042350
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	SUN TITLE, SUNCOAST TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1246 GEISKY CREEK RD, 1246, HAYESVILLE, NC 28904-5218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 MAGNOLIA AVE, HOLLY HILL, FL 32117-3449

Mortgage

Document Number	25901575
Date	Aug 3, 2021
Instrument	2590/1575

Lender

Name	HOME1ST LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 56 Karat Path was $4,043 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,043.00 Homeowner's exemption	$265,620	$279,728 Land $51,000 Building $228,728
2023	$3,851.00 (+0.89%) Homeowner's exemption	$250,616 (+3%)	$283,199 (+2.56%) Land $42,000 Building $241,199
2022	$3,817.00 Homeowner's exemption	$243,316	$276,120 Land $45,000 Building $231,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Karat Path in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	4 (2001–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2019
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Karat Path is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20