63 Helene St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 63 Helene St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,978 sqft · built 1974
Lot Size	0.416 acres (18,121 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Feb 2026)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:27A-06875 B:218 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:27A-06875 B:218 L:0`
Alternative APNs	`LUDL M:27A B:6875 P:218` `3979`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,978 sqft Living Area
Gross Area	3,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,121 sqft (0.416 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3979
Street Address	63 HELENE ST
City	LUDLOW
State	MA
Zip	01056-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	6875
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1042
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	155 SCHOOL ST, GRANBY, MA 01033-9507
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed, Transfer · Conventional Mortgage MEMBER ADVANTAGE MORTGAGE LLC
Dec 5, 2025	Deed, Transfer PINNACLE FINANCIAL SERVICES LLC
Aug 10, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Dec 5, 2025 · Amount on Record
Deed Document Number	20266644
Deed Book / Page	26220 / 159
Prior Transfer Date	Aug 9, 2022
Prior Transfer Doc	0024676-61
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUDLOW MA
Recording Date	Feb 13, 2026
Property Address	63 HELENE ST, LUDLOW, MA 01056-3152
Document Number	026220-159
Book / Page	26220 / 159
Instrument Date	Feb 13, 2026
Instrument	6644
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	155 SCHOOL ST, GRANBY, MA 01033-9507

Mortgage

Document Number	0000006645
Date	Feb 13, 2026
Instrument	6645

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 5, 2025
Property Address	63 HELENE ST, LUDLOW, MA 01056-3152
Document Number	026139-248
Book / Page	26139 / 248
Instrument Date	Dec 5, 2025
Instrument	58482
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058483
Date	Dec 5, 2025
Instrument	58483

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Amount	Amount Recorded

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 10, 2022
Property Address	63 HELENE ST, LUDLOW, MA 01056-3152
Document Number	0024676-61
Book / Page	24676 / 61
Instrument Date	Aug 9, 2022
Instrument	48408
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 HELENE ST, LUDLOW, MA 01056-3152

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 30, 2022
Property Address	63 HELENE ST, LUDLOW, MA 01056-3152
Document Number	024619-516
Book / Page	24619 / 516
Instrument Date	Jun 22, 2022
Instrument	39826
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 WRIGHT AVE, MEDFORD, MA 02155-6111

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,681.00 (+2.6%)	$385,100 (+6.97%) Land $87,600 Building $297,500	$452,390 (+3.72%)
2024	$6,512.00 (+18.66%)	$360,000 (+27.98%) Land $87,600 Building $272,400	$436,145
2023	$5,488.00	$281,300 Land $76,800 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, GoNetspeed, Verizon.

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