53 Helene St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 53 Helene St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,530 sqft · built 1974
Lot Size	0.457 acres (19,907 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Sep 2014)
Tax Bill	$6,714 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:27A-06875 B:217 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:27A-06875 B:217 L:0`
Alternative APNs	`LUDL M:27A B:6875 P:217` `3978`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,530 sqft Living Area
Gross Area	3,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,907 sqft (0.457 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3978
Street Address	53 HELENE ST
City	LUDLOW
State	MA
Zip	01056-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	6875
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1042
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	53 HELENE ST, LUDLOW, MA 01056-3152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
Jul 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage LUSO FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2014 · Amount on Record
Deed Sale	Sep 15, 2014 · Amount on Record
Deed Book / Page	20425 / 487
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	53 HELENE ST, LUDLOW, MA 01056-3152
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23330-322
Date	Jul 27, 2020
Book Page	23330/322
Instrument	40330

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	53 HELENE ST, LUDLOW, MA 01056-3152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23330-341
Date	Jul 27, 2020
Book Page	23330/341
Instrument	40331

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,714.00 (+2.52%)	$387,000 (+6.91%) Land $88,900 Building $298,100	$511,100 (+7.24%)
2024	$6,549.00 (+14.05%)	$362,000 (+23%) Land $88,900 Building $273,100	$476,615
2023	$5,742.00	$294,300 Land $78,000 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, GoNetspeed, Verizon.

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