63 Fine Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 63 Fine Dr, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,156 sqft Heated Area
Lot Size41,382 sqft (0.95 acres)
OccupancyOwner Occupied
Last Sale$75,000 (2010)
Tax Bill$678.00 (2025)

Property Details

APN / Parcel Number

Primary APN457000809760000
Alternative APN
  • 32617

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,156 sqft Heated Area
Gross Area1,680 sqft Gross Area
1st Floor1,156 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area41,382 sqft (0.95 acres)
Depth X Width430 ft x 213 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area320 sqft Garage
Porch Area204 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number32617
Street Address63 FINE DR
CityMURPHY
StateNC
Zip28906-2308
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 & P/O LOT 8 POSEY & LEE PROP B/L 1407/654
Legal SubdivisionPOSEY & LEE PROPERTY
Legal Lot Number9-1407
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup2
Census Block2001
Census Tract930502

Owner

Source: Cherokee County records · APN 457000809760000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address63 FINE DR, MURPHY, NC 28906-2308
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Mar 08, 2019Intrafamily Transfer, Transfer · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2010 · Amount on Record
Deed SaleAug 25, 2010 · Amount on Record
Prior SaleAug 24, 2005 · Amount on Record
Deed Doc Number20104183
Deed Book / Page1393 / 161
Last Transfer DateMar 02, 2019
Transfer Doc01608/0263
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address63 FINE DR, MURPHY, NC 28906-2308
Transaction TypeMortgage
Record UpdatedOct 06, 2022
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 FINE DR, MURPHY, NC 28906-2308

Mortgage

Document Number001689/997
DateAug 30, 2021
Book Page1689/997
Instrument5799
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term828 Months
DueAug 01, 2090
Interest
Rate TypeAdjustable Rate
Rate2.49%
Type Change DateOct 01, 2021
Max Rate7.49%

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateMar 08, 2019
Property Address63 FINE DR, MURPHY, NC 28906-2308
Document Number01608/0263
Book / Page01608 / 0263
Instrument DateMar 02, 2019
Instrument00952
Transaction TypeTransfer
Record UpdatedOct 06, 2022
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 FINE DR, MURPHY, NC 28906-2308

Mortgage

Document Number0000000953
DateMar 08, 2019
Instrument00953
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.52%
Type Change DateApr 01, 2020
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5%
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$678.00$90,050 (-)$90,050 (-) Land $12,000 Building $78,050
2023$90,050$90,050 Land $12,000 Building $78,050

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