120 Fine Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 120 Fine Dr, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	1,312 sqft Heated Area
Lot Size	50,965 sqft (1.17 acres)
Garage	768 sqft
Last Sale	$170,500 (2020)
Tax Bill	$1,208.00 (2025)

Owner

Source: Cherokee County records · APN 457000808834000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10989 STAFFORD CIR S, BOYNTON BEACH, FL 33436-4840
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2020 · Amount on Record
Deed Sale	Sep 04, 2020 · Amount on Record
Prior Sale	Nov 14, 2011 · Amount on Record
Deed Doc Number	20204786
Deed Book / Page	1655 / 328
Prior Transfer Date	Jul 01, 2008
Prior Transfer Doc	01329/1009
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 04, 2020
Property Address	120 FINE DR, MURPHY, NC 28906-2309
Document Number	001655/328
Book / Page	1655 / 328
Map Reference	CAB 14 SL 1001
Instrument Date	Aug 31, 2020
Instrument	4786
Transaction Type	Transfer
Record Updated	Oct 06, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15082, ATLANTA, GA 30333-0082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8241 SW 187TH ST, CUTLER BAY, FL 33157-7333

Mortgage

Document Number	0001655330
Date	Sep 04, 2020
Instrument	1655/330

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,208.00	$170,560 (-)	$170,560 (-) Land $12,000 Building $158,560
2023		$170,560	$170,560 Land $12,000 Building $158,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 70% of North Carolina
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`457000808834000`
Alternative APN	`52667`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,312 sqft Heated Area
Gross Area	2,736 sqft Gross Area
1st Floor	1,088 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Exterior Material	Wood Siding Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Asphalt Roof
Lot Area	50,965 sqft (1.17 acres)
Depth X Width	160 ft x 464 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	768 sqft Garage
Deck Area	312 sqft Deck
Porch Area	272 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	52667
Street Address	120 FINE DR
City	MURPHY
State	NC
Zip	28906-2309
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 POSEY & LEE PROP 1424/336
Legal Subdivision	POSEY & LEE PROPERTY
Legal Phase	1424
Legal Lot Number	3,4
Jurisdiction	CHEROKEE NC
Minor Civil Division	NOTLA
Census Blockgroup	2
Census Block	2001
Census Tract	930502