Hampden County and West Springfield Town City property record for 63 Elm Cir, West Springfield, MA 01089
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3.5 ba · 1,648 sqft · built 1910 |
| Lot Size | 0.595 acres (25,915 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Jan 2021) |
| Tax Bill | $4,435 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Mar 2023 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-04950-49-001 |
| Primary APN | 244-04950-49-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 3,832 sqft |
| Basement Area | 1,230 sqft |
| Unfinished Basement | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,915 sqft (0.595 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 244-04950-49-001 |
|---|---|
| Street Address | 63 ELM CIR |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-2607 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RB |
| Legal Block | 4950 |
| Legal Lot Number | 49 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 812201 |
63 Elm Cir, a duplex, is owned and occupied by two individuals who acquired it in March 2024.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 63 ELM CIR, WEST SPRINGFIELD, MA 01089-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 15, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 15, 2021 | Quit Claim Deed, Transfer · FHA Mortgage INLAND BANK & TRUST |
| Dec 19, 2017 | Foreclosure |
| Nov 14, 2017 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on File |
| Deed Sale | Jan 15, 2021 · Amount on File |
| Prior Sale | Apr 13, 2018 · Amount on File |
| Deed Document Number | 20213494 |
| Deed Book / Page | 23654 / 192 |
| Last Transfer Date | Mar 14, 2024 |
| Transfer Doc | 025352-379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Mar 15, 2024 |
| Property Address | 63 ELM CIR, WEST SPRINGFIELD, MA 01089-2607 |
| Document Number | 025352-379 |
| Book / Page | 25352 / 379 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 11183 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 63 ELM CIR, WEST SPRINGFIELD, MA 01089-2607 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 63 ELM CIR, WEST SPRINGFIELD, MA 01089-2607 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024951-355 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 24951/355 |
| Instrument | 13811 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Jan 15, 2021 |
| Property Address | 63 ELM CIR, WEST SPRINGFIELD, MA 01089-2607 |
| Document Number | 23654-192 |
| Book / Page | 23654 / 192 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 3494 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 LOWELL ST, SPRINGFIELD, MA 01107-1435 |
| Document Number | 3495 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 3495 |
| Name | INLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Dec 19, 2017 |
| Property Address | 63 ELM CIR, WEST SPRINGFIELD, MA 01089-2607 |
| Document Number | 21993-407 |
| Book / Page | 021993 / 000407 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 75074 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $705.27 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Nov 14, 2017 |
| Property Address | 63 ELM CIR, WEST SPRINGFIELD, MA 01089-2607 |
| Document Number | 21944-359 |
| Book / Page | 021944 / 000359 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 67443 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 5, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $705.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
The 2026 property tax bill for 63 Elm Cir was $4,435, up 4.2% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,435.00 (+4.18%) | $316,300 (+10.48%) Land $119,700 Building $196,600 | $337,587 |
| 2025 | $4,257.00 (+0.4%) | $286,300 (-) Land $108,800 Building $177,500 | |
| 2024 | $4,240.00 (+13.4%) | $286,300 (+18.99%) Land $108,800 Building $177,500 | |
| 2023 | $3,739.00 | $240,600 Land $106,300 Building $134,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 63 Elm Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2019) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 63 Elm Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures