Hampden County and West Springfield Town City property record for 54 Elm Cir, #56, West Springfield, MA 01089
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,829 sqft · built 1970 |
| Lot Size | 0.176 acres (7,676 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,000 (Jun 2024) |
| Tax Bill | $4,067 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-05010-49-001 |
| Primary APN | 244-05010-49-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,829 sqft Living Area |
| Gross Area | 3,132 sqft |
| Basement Area | 899 sqft |
| Unfinished Basement | 899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,676 sqft (0.176 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 244-05010-49-001 |
|---|---|
| Street Address | 54 ELM CIR, 56 |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-2608 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RB |
| Legal Block | 5010 |
| Legal Lot Number | 49 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 812201 |
54 Elm Cir, #56 is owned by two individuals who acquired it in January 2026.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 ELM CIR, WEST SPRINGFIELD, MA 01089-2608 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jan 27, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LIBERTY BANK |
| Mar 15, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage KMAK LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on File |
| Deed Sale | Jun 17, 2024 · Amount on File |
| Prior Sale | Mar 15, 2024 · Amount on File |
| Deed Document Number | 202426519 |
| Deed Book / Page | 25458 / 185 |
| Last Transfer Date | Jan 5, 2026 |
| Transfer Doc | 026199-160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Apr 1, 2026 |
| Property Address | 54 ELM CIR, 56, WEST SPRINGFIELD, MA 01089-2608 |
| Document Number | 026275-366 |
| Book / Page | 26275 / 366 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202613948 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Jan 27, 2026 |
| Property Address | 54 ELM CIR # 56, 56, WEST SPRINGFIELD, MA 01089-2608 |
| Document Number | 026199-160 |
| Book / Page | 26199 / 160 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 3580 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 ELM CIR # 56, 56, WEST SPRINGFIELD, MA 01089-2608 |
| Document Number | 0000003581 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 3581 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Feb 1, 2033 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Mar 15, 2024 |
| Property Address | 54-56 ELM CIR, WEST SPRINGFIELD, MA 01089 |
| Document Number | 025352-234 |
| Book / Page | 25352 / 234 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 11152 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 UNION ST STE 18, 18, WEST SPRINGFIELD, MA 01089-3485 |
| Document Number | 0000011153 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 11153 |
| Name | KMAK LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 54 Elm Cir, #56 was $4,067, up 11.2% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,067.00 (+11.21%) | $290,100 (+17.97%) Land $108,500 Building $181,600 | $371,380 |
| 2025 | $3,657.00 (+3.07%) | $245,900 (+2.63%) Land $98,600 Building $147,300 | |
| 2024 | $3,548.00 (-0.42%) | $239,600 (+4.49%) Land $98,600 Building $141,000 | |
| 2023 | $3,563.00 | $229,300 Land $96,500 Building $132,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Elm Cir, #56 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2019) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Elm Cir, #56 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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