63 Boyd St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 63 Boyd St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,066 sqft · built 2014
Lot Size	0.33 acres (14,409 sqft)
Owner	Individual Name on File
Last Sale	$1,152,000 (Jun 2026)
Tax Bill	$12,260 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402-02`

Property Details

APN / Parcel Number

Primary APN	`402-02`
Alternative APNs	`WATE M:0114 B:0009 L:0031B` `10843`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,066 sqft Living Area
Gross Area	3,860 sqft
Basement Area	932 sqft
Unfinished Basement	932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,409 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10843
Street Address	63 BOYD ST
City	WATERTOWN
State	MA
Zip	02472-2536
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Block	9
Legal Lot Number	31B
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2015
Census Tract	370403

Owner

63 Boyd St, a condominium, is owned by an individual who bought it in June 2026.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	63 BOYD ST, 63, WATERTOWN, MA 02472-2536
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CAMBRIDGE SAVINGS BANK
Sep 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
May 17, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	May 17, 2017 · Amount on File
Deed Document Number	202680012
Deed Book / Page	85817 / 137
Prior Transfer Date	Dec 13, 2024
Prior Transfer Doc	00083642-8
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jun 30, 2026
Property Address	63 BOYD ST, WATERTOWN, MA 02472-2536
Document Number	0000080012
Book / Page	85817 / 137
Instrument Date	Jun 23, 2026
Instrument	202680012
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 BOYD ST, 63, WATERTOWN, MA 02472-2536

Mortgage

Date	Jun 30, 2026

Lender

Name	CAMBRIDGE SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	63 BOYD ST, WATERTOWN, MA 02472-2536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75667-505
Date	Sep 21, 2020
Book Page	75667/505
Instrument	166489

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	May 17, 2017
Property Address	63 BOYD ST, WATERTOWN, MA 02472-2536
Document Number	69292-343
Book / Page	69292 / 343
Instrument	72935
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	63 BOYD ST, WATERTOWN, MA 02472-2536

Mortgage

Document Number	692920347
Date	May 17, 2017
Instrument	69292/0347

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 63 Boyd St was $12,260, up 4.5% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,260.00 (+4.46%)	$1,004,900 (-) Building $1,004,900	$1,074,832 (-4.1%)
2025	$11,737.00 (+8.64%)	$1,004,900 (+8.83%) Building $1,004,900	$1,120,810 (+0.51%)
2024	$10,804.00 (-10.6%)	$923,400 (+3.76%) Building $923,400	$1,115,110
2023	$12,085.00	$889,900 Building $889,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 Boyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 63 Boyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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