Monroe County and Penfield Town property record for 59 Bainbridge Ln, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,914 sqft · built 2000 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (May 2024) |
| Tax Bill | $9,331 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095.01-2-4 |
| Primary APN | 095.01-2-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 1,914 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 330 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 095.01-2-4 |
|---|---|
| Street Address | 59 BAINBRIDGE LN |
| City | WEBSTER |
| State | NY |
| Zip | 14580-8816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | L 33 & 34 T13 R4 L204 CRANBERRY COVE SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11506 |
Source: Monroe County and Penfield Town records · APN 095.01-2-4
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 BAINBRIDGE LN, WEBSTER, NY 14580-8816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · Line of Credit RELIANT COMMUNITY FEDERAL CREDIT UNION |
| Jan 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GERALD FRATE |
| May 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Jan 11, 2019 | Deed of Trust, Mortgage · Line of Credit FAMILY FIRST NY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on Record |
| Deed Sale | May 28, 2024 · Amount on Record |
| Prior Sale | May 09, 2019 · Amount on Record |
| Deed Document Number | 20241298 |
| Deed Book / Page | 12960 / 154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | May 05, 2026 |
| Property Address | 59 BAINBRIDGE LN, WEBSTER, NY 14580-8816 |
| Document Number | 0003416227 |
| Book / Page | 31314 / 193 |
| Instrument Date | May 01, 2026 |
| Instrument | 20263416227 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 59 BAINBRIDGE LN, WEBSTER, NY 14580-8816 |
| Document Number | 0003416227, |
|---|---|
| Date | May 05, 2026 |
| Book Page | 31314/193 |
| Instrument | 20263416227 |
| Name | RELIANT COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 59 BAINBRIDGE LN, WEBSTER, NY 14580-8816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2024 |
| Title Company | EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000000039 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 30557/114 |
| Instrument | 202401120039 |
| Name | GERALD FRATE |
|---|---|
| Type | Private Party |
| Address | 8 CARDOGAN SQ, ROCHESTER, NY 14625 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 08, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | May 09, 2019 |
| Property Address | 59 BAINBRIDGE LN, WEBSTER, NY 14580-8816 |
| Document Number | 0000001449 |
| Book / Page | 012181 / 000480 |
| Instrument Date | May 07, 2019 |
| Instrument | 1449 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,179.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 EAGLESFIELD WAY FAIRPORT NY 144504402, FAIRPORT, NY 14450-4402 |
| Document Number | 1450 |
|---|---|
| Date | May 09, 2019 |
| Book Page | 028016/000651 |
| Instrument | 1450 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 08, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 59 BAINBRIDGE LN, WEBSTER, NY 14580-8816 |
| Document Number | 0000001552 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Name | Verified Name |
|---|---|
| Address | 59 BAINBRIDGE LN WEBSTER NY 145808816, WEBSTER, NY 14580-8816 |
| Document Number | 0000001552 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 027911/000626 |
| Instrument | 1552 |
| Name | FAMILY FIRST NY FCU |
|---|---|
| Address | ROCHESTER, NY 14625 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Penfield Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Webster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,331.00 (-0.28%) | $346,300 (-) Land $67,400 Building $278,900 | $461,700 (+25.33%) Land $89,860 Building $371,840 |
| 2023 | $346,300 (-) Land $67,400 Building $278,900 | $368,400 (+6.38%) Land $71,701 Building $296,699 | |
| 2022 | $346,300 Land $67,400 Building $278,900 | $346,300 Land $67,400 Building $278,900 | |
| 2021 | $9,357.00 |
Source: FEMA National Flood Hazard Layer as of May 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Based on FCC filings for 218 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCWA public/private · serves 525,262 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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