62A Willow Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 62A Willow Rd, Ayer, MA 01432

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 840 sqft · built 1940
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Company Names on File
Last Sale	$159,500 (Jun 2014)
Tax Bill	$4,326 (2025)
Deeds & Mortgages	May 2026 Transfer Jul 2023 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`AYER M:031 B:0000 L:0001`

Property Details

APN / Parcel Number

Primary APN	`AYER M:031 B:0000 L:0001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1988
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	62A WILLOW RD
City	AYER
State	MA
Zip	01432-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Lot Number	1
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	2
Census Block	2041
Census Tract	325101

Owner

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	62 WILLOW RD, A, AYER, MA 01432-5507
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
Mar 5, 2021	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Oct 18, 2017	Deed of Trust, Mortgage ATHOL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 3, 2014 · Amount on Record
Deed Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	201473504
Deed Book / Page	63699 / 383
Last Transfer Date	May 5, 2026
Transfer Doc	0085566-95
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	May 7, 2026
Property Address	62A WILLOW RD, AYER, MA 01432-1513
Document Number	0085566-95
Book / Page	85566 / 95
Instrument Date	May 5, 2026
Instrument	202652010
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 WILLOW RD, A, AYER, MA 01432-5507

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	62A WILLOW RD, AYER, MA 01432-1513
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081833-249
Date	Jul 31, 2023
Book Page	81833/249
Instrument	84785

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	62A WILLOW RD, AYER, MA 01432-1513
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077144-122
Date	Mar 5, 2021
Book Page	77144/122
Instrument	49563

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Recording Date	Apr 16, 2026
Property Address	62A WILLOW RD, AYER, MA 01432-1513
Document Number	085479-292
Book / Page	85479 / 292
Instrument Date	Feb 13, 2026
Instrument	202642594
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62A WILLOW RD, AYER, MA 01432-1513

Mortgage

Document Number	0000042594,
Date	Apr 16, 2026
Book Page	85479/292
Instrument	202642594

Lender

Name	CORNERSTONE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.06%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	62A WILLOW RD, AYER, MA 01432-1513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70097-176
Date	Oct 18, 2017
Book Page	70097/176
Instrument	169190

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,326.00 (+5.67%)	$361,700 (+9.74%) Land $182,700 Building $179,000	$360,525 (+16.77%)
2024			$308,750
2023	$4,094.00	$329,600 Land $182,700 Building $146,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile USA.

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