629 Sumner Way, Unit 3, Oceanside, CA 92058 Property Records

San Diego County property record for 629 Sumner Way, Unit 3, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,471 sqft · built 2003
Lot Size	1.9 acres (83,036 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Jul 2023)
Tax Bill	$7,034 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-030-34-03`

Property Details

APN / Parcel Number

Primary APN	`158-030-34-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,471 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	83,036 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	629 SUMNER WAY, 3
City	OCEANSIDE
State	CA
Zip	92058-0654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US 57PER DOC03-671485&UND INT IN PHASE 3 IN TR 014554
Legal Subdivision	DOUGLAS DRIVE CONDO
Legal Tract	014554
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18613

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	629 SUMNER WAY, 3, OCEANSIDE, CA 92058-0654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Jul 13, 2023	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jun 9, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	2023183504
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	629 SUMNER WAY UNIT 3, 3, OCEANSIDE, CA 92058-0654
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 SUMNER WAY 3, 3, OCEANSIDE, CA 92058-0654

Mortgage

Document Number	0000365837
Date	Dec 29, 2025
Instrument	2025-0365837

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2023
Property Address	629 SUMNER WAY UNIT 3, 3, OCEANSIDE, CA 92058-0654
Document Number	0000183504
Map Reference	DOC 2003-0671485
Instrument Date	Jun 23, 2023
Instrument	2023-0183504
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	629 SUMNER WAY UNIT 3, 3, OCEANSIDE, CA 92058-0654

Mortgage

Document Number	0000183505
Date	Jul 13, 2023
Instrument	2023-0183505

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2021
Property Address	629 SUMNER WAY UNIT 3, 3, OCEANSIDE, CA 92058-0654
Document Number	0000426412
Map Reference	DOC 2003-0671485
Instrument Date	May 21, 2021
Instrument	2021-0426412
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	629 SUMNER WAY UNIT 3, 3, OCEANSIDE, CA 92058-0654

Mortgage

Document Number	0000426413
Date	Jun 9, 2021
Instrument	2021-0426413

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$645,046 (+2%) Land $280,347 Building $364,699
2025	$7,034.00 (+18.6%) Homeowner's exemption	$632,399 (+18.72%) Land $274,850 Building $357,549
2023	$5,931.00 (+1.52%)	$532,683 (+2%) Land $231,512 Building $301,171
2022	$5,842.00	$522,239 Land $226,973 Building $295,266

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	59 units insured incl. 54 condo units
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile USA.

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