629 Sumner Way, Unit 1, Oceanside, CA 92058 Property Records

San Diego County property record for 629 Sumner Way, Unit 1, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,141 sqft · built 2003
Lot Size	1.9 acres (83,036 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Jul 2003)
Tax Bill	$3,392 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-030-34-01`

Property Details

APN / Parcel Number

Primary APN	`158-030-34-01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,141 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	83,036 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	629 SUMNER WAY, 1
City	OCEANSIDE
State	CA
Zip	92058-0654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US 55PER DOC03-671485&UND INT IN PHASE 3 IN TR 014554
Legal Subdivision	DOUGLAS DRIVE CONDO
Legal Tract	014554
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18613

Owner

Source: San Diego County records · APN 158-030-34-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4410 JILL ST, OCEANSIDE, CA 92057-5145
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2003 · Amount on Record
Deed Sale	Jul 29, 2003 · Amount on Record
Deed Document Number	2003903914
Last Transfer Date	May 14, 2010
Transfer Doc	0000245869
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	629 SUMNER WAY UNIT 1, 1, OCEANSIDE, CA 92058-0654
Document Number	0000458871
Instrument Date	Aug 03, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4410 JILL ST OCEANSIDE CA 920575145, OCEANSIDE, CA 92057-5145

Mortgage

Document Number	0000458871
Date	Aug 17, 2020
Instrument	458871

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$305,509 (+2%) Land $159,417 Building $146,092
2025	$3,392.00 (+5.18%)	$299,520 (+4.04%) Land $156,292 Building $143,228
2023	$3,225.00 (+1.51%)	$287,891 Land $150,224 Building $137,667
2022	$3,177.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	59 units insured incl. 54 condo units
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile USA.

Based on FCC filings for 523 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OCEANSIDE serves 174,340 people
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.