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629 Spindale St, Spindale, NC 28160 Property Records

Rutherford County property record for 629 Spindale St, Spindale, NC 28160

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1961
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Sep 2025)
Tax Bill$1,816 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1203550

Property Details

APN / Parcel Number

Primary APN1203550
Alternative APN
  • 18048

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Heated Area
Utility Area120 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Street Address629 SPINDALE ST
CitySPINDALE
StateNC
Zip28160-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionJ H BURWELL PROPERTY LO:4-7 BL:A PL:3-36
Legal SubdivisionRUTHERFORD COUNTY
Legal Lot Number4,7
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group1
Census Block1068
Census Tract960600

Owner

Source: Rutherford County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65 RIVIERA DR, PALM COAST, FL 32164-6564
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2025 · Amount on Record
Deed SaleSep 3, 2025 · Amount on Record
Deed Book / Page2094 / 4528
Prior Transfer DateJun 8, 2022
Prior Transfer Doc2064000728
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateSep 3, 2025
Property Address629 SPINDALE ST, SPINDALE, NC 28160-1611
Document Number0020944528
Book / Page2094 / 4528
Map ReferenceMB 3 PG 36
Instrument DateSep 2, 2025
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanySUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1858 CANE CREEK MOUNTAIN RD, BOSTIC, NC 28018-5627

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address65 RIVIERA DR, PALM COAST, FL 32164-6564

Mortgage

Document Number0020944531
DateSep 3, 2025
Instrument2094/4531
Lender
NameREAL GENIUS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,816.00 (+49.83%)$141,100 (-) Land $10,000 Building $131,100$141,100 (-) Land $10,000 Building $131,100
2023$141,100 Land $10,000 Building $131,100$141,100 Land $10,000 Building $131,100
2022$1,212.00
2021$1,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50
Skyrunner
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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