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609 Spindale St, Spindale, NC 28160 Property Records

Rutherford County property record for 609 Spindale St, Spindale, NC 28160 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 860 sqft · built 1930
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$88,000 (Mar 2019)
Tax Bill$75 (2022)
Deeds & MortgagesJul 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1209235

Property Details

APN / Parcel Number

Primary APN1209235
Alternative APN
  • 20061

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area860 sqft Heated Area
Gross Area800 sqft
FlooringCarpet
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1972
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.189 acres)

Exterior Amenities

PorchOpen Porch
Porch Area188 sqft
Deck Area108 sqft
Patio Area405 sqft
Canopy280 sqft
Utility Building112 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemForced Air

Location & Zoning

Account Number20061
Street Address609 SPINDALE ST
CitySPINDALE
StateNC
Zip28160-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGPIN:1620207253710000; RES SPINDALE ST
Legal SubdivisionJH CAMPBELL PROP
Legal Block1
Legal Lot Number6
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group1
Census Block1016
Census Tract960600

Owner

Source: Rutherford County records · APN 1209235

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 FREEMAN ST, RUTHERFORDTON, NC 28139-3120
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 01, 2019Warranty Deed, Transfer · Conventional with PMI
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2019 · Amount on Record
Deed SaleMar 01, 2019 · Amount on Record
Prior SaleApr 02, 2008 · Amount on Record
Deed Document Number0020201388
Deed Book / Page2020 / 1388
Record UpdatedJun 07, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address609 SPINDALE ST, SPINDALE, NC 28160-1611
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020484820
DateJul 20, 2021
Book Page2048/4820
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateMar 01, 2019
Property Address609 SPINDALE ST, SPINDALE, NC 28160-1611
Document Number0020201388
Book / Page002020 / 001388
Instrument DateFeb 25, 2019
Transaction TypeTransfer
Record UpdatedMar 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$176.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address118 FREEMAN ST RUTHERFORDTON NC 281393120, RUTHERFORDTON, NC 28139-3120

Mortgage

Document Number20201391
DateMar 01, 2019
Book Page002020/001391
Lender
NameUSAA
AddressSANANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$95,100 Land $9,500 Building $85,600$95,100 Land $9,500 Building $85,600
2022$75.00 (-90.11%)
2021$758.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619606001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 113 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Vyve BroadbandCable2,000 / 50
SkyrunnerFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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