629 Spencer Rd, Libby, MT 59923 Property Records

Lincoln County property record for 629 Spencer Rd, Libby, MT 59923

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 312 sqft · built 2023
Lot Size1.22 acres (53,492 sqft)
Owner2 Individual Names on Record
Last Sale$93,800 (Jul 2021)
Tax Bill$1,279 (2026)
Deeds & MortgagesJul 2021 Mortgage
APNR563653

Property Details

APN / Parcel Number

Primary APNR563653
Alternative APNs
  • 56-4175-14-1-04-02-0000
  • 0000003218

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area312 sqft Living Area
1st Floor Area312 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialMetal
Lot Area53,492 sqft (1.22 acres)
Lot Dimensions535 ft deep x 100 ft wide

Exterior Amenities

PorchSlab
Porch Area72 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000003218
Street Address170 SPENCER RD
CityLIBBY
StateMT
Zip59923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionENDERS ACRES, S14, T30 N, R31 W, LOT 12, ACRES 1.23, INCLUDES CS 312
Legal Range31W
Legal Township30N
Legal Section14
Legal SubdivisionENDERS ACRES
Legal Lot Number12
JurisdictionLINCOLN MT
Township / Civil DivisionLIBBY
Census Block Group2
Census Block2011
Census Tract100

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address170 SPENCER ROAD EXT, LIBBY, MT 59923-9070
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Deed Document Number2021294972
Deed Book / Page391 / 420
Prior Transfer DateJun 5, 2007
Prior Transfer Doc000312/464
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateJul 30, 2021
Property Address629 SPENCER RD, LIBBY, MT 59923-9003
Document Number000391/420
Book / Page391 / 420
Instrument DateJul 20, 2021
Instrument294972
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyFIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 1591, LIBBY, MT 59923-1591

Mortgage

Document Number0000294973
DateJul 30, 2021
Instrument294973
Lender
NameKELLCO LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term240 Months
DueJul 28, 2041

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
Unified School DistrictLibby K-12 Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,279.00 (+180.48%)$145,106 (-)
2025$456.00 (+42.95%)$145,106 (+218.52%)$145,106 (+218.52%) Land $65,916 Building $79,190
2023$319.00$45,556$45,556 Land $41,526 Building $4,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 62% of Montana
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Western Montana CommunityTel
Cable
1,000 / 50

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