Lincoln County property record for 298 Spencer Rd, Libby, MT 59923 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1952 |
| Square Footage | 795 sqft Living Area |
| Lot Size | 16,814 sqft (0.385 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Primary APN | R564021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 795 sqft Living Area |
| 1st Floor | 795 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 16,814 sqft (0.385 acres) |
| Depth X Width | 240 ft x 70 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 252 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 271 sqft Porch |
| Quonset | 1,900 sqft Quonset |
| Sewage | Septic Sewage |
|---|---|
| Water Source | Well Water Source |
| Account Number | 0000003548 |
|---|---|
| Street Address | 298 SPENCER RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-9062 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GARREN TRACTS, S15, T30 N, R31 W, LOT 20 |
| Legal Subdivision | GARREN TRACTS |
| Legal Lot Number | 20 |
| Jurisdiction | LINCOLN MT |
| Minor Civil Division | LIBBY |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 100 |
Source: Lincoln County records · APN R564021
Assessment roll updated December 31, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 298 SPENCER RD, LIBBY, MT 59923-9062 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 11, 2023 | Transfer on Death Deed, Transfer |
| Jul 11, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Apr 16, 2020 | Warranty Deed, Transfer · Line of Credit LINCOLN COUNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2023 |
| Deed Sale | Jul 11, 2023 |
| Prior Sale | Apr 16, 2020 |
| Deed Doc Number | 306604 |
| Deed Book / Page | 381 / 932 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jul 11, 2023 |
| Property Address | 298 SPENCER RD, LIBBY, MT 59923-9062 |
| Document Number | 000402/267 |
| Book / Page | 402 / 267 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 306605 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 298 SPENCER RD, LIBBY, MT 59923-9062 |
| Name | Verified Name |
|---|---|
| Address | 304 SPENCER RD, LIBBY, MT 59923-9081 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jul 11, 2023 |
| Property Address | 298 SPENCER RD, LIBBY, MT 59923-9062 |
| Document Number | 000402/266 |
| Book / Page | 402 / 266 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 306604 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Apr 16, 2020 |
| Property Address | 298 SPENCER RD, LIBBY, MT 59923-9062 |
| Document Number | 000381/932 |
| Book / Page | 381 / 932 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 284939 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 298 SPENCER RD, LIBBY, MT 59923-9062 |
| Document Number | 0000284962 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 284962 |
| Name | LINCOLN COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lincoln County records · Assessment roll updated December 31, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $199,700 (+28.51%) | $199,700 (+28.51%) Land $57,280 Building $142,420 |
| 2023 | $155,400 | $155,400 Land $30,740 Building $124,660 |
Our records do not include FEMA flood map data for 298 Spencer Rd; wildfire exposure is indirect.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 55th percentile of exposed land nationally · 31st in Montana |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 909 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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