Alleghany County property record for 629 Irwin Valley Rd, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,816 sqft · built 2013 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,404 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3040963616 |
| Primary APN | 3040963616 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,816 sqft Living Area |
| 1st Floor Area | 2,544 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Type | Mixed |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 524 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2004 |
|---|---|
| Street Address | 629 IRWIN VALLEY RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-8460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPLIT FROM 3040-76-4394 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | PRATHERS CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950300 |
Source: Alleghany County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 629 IRWIN VALLEY RD, SPARTA, NC 28675-8460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Sep 14, 2018 | Deed of Trust, Mortgage BRANCH BANKING & TRUST CO |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JUSTICE FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2012 |
| Transfer Doc | 353/0637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 629 IRWIN VALLEY RD, SPARTA, NC 28675-8460 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 629 IRWIN VALLEY RD, SPARTA, NC 28675-8460 |
| Document Number | 000428/715 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 428/715 |
| Instrument | 715 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, NC 28675 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 629 IRWIN VALLEY RD, SPARTA, NC 28675-8460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000395/0000000145 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 0000000395/0000000145 |
| Instrument | 000000001790 |
| Name | BRANCH BANKING & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 629 IRWIN VALLEY RD, SPARTA, NC 28675-8460 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|
| Document Number | 409/28 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 409/28 |
| Instrument | 1329 |
| Name | JUSTICE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,404.00 (+0.42%) | $365,800 (-) Land $47,900 Building $317,900 | $365,800 (-) Land $47,900 Building $317,900 |
| 2025 | $2,394.00 | ||
| 2023 | $365,800 Land $47,900 Building $317,900 | $365,800 Land $47,900 Building $317,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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