1147 Irwin Valley Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 1147 Irwin Valley Rd, Sparta, NC 28675

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,680 sqft · built 2020
Lot Size	14.1 acres (617,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,500 (Jan 2018)
Tax Bill	$2,098 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3040845896`

Property Details

APN / Parcel Number

Primary APN	`3040845896`
Alternative APN	`78182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Other
Construction Type	Manufactured
Lot Area	617,245 sqft (14.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	600 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	78182
Street Address	1147 IRWIN VALLEY RD
City	SPARTA
State	NC
Zip	28675-8461
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R1
Legal Description	TD SPLIT FROM 3040-93-3750
Legal Subdivision	SURVEY FOR BUDDY AND KIM BILLINGS
Jurisdiction	ALLEGHANY NC
Township / Civil Division	PRATHERS CREEK
Census Block Group	2
Census Block	2024
Census Tract	950300

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1147 IRWIN VALLEY RD, SPARTA, NC 28675-8461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Jun 15, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMUNITY BANK
Jan 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	2018100
Deed Book / Page	390 / 548
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	1147 IRWIN VALLEY RD, SPARTA, NC 28675-8461
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 IRWIN VALLEY RD, SPARTA, NC 28675-8461

Mortgage

Document Number	00439/1372
Date	Oct 11, 2023
Book Page	439/1372
Instrument	2195

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	SPARTA, NC 28675

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	1147 IRWIN VALLEY RD, SPARTA, NC 28675-8461
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	408/714
Date	Jun 15, 2020
Book Page	408/714
Instrument	1159

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BLUEFIELD, VA 24605

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 15, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jan 19, 2018
Property Address	1147 IRWIN VALLEY RD, SPARTA, NC 28675-8461
Document Number	390/0548
Book / Page	390 / 0548
Map Reference	PL 11 PG 118
Instrument Date	Jan 19, 2018
Instrument	00100
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Tax	$153.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 SPICER MOUNTAIN RD, 915, SPARTA, NC 28675-8598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 IRWIN VALLEY RD, SPARTA, NC 28675-8461

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,098.00 (+8.37%)	$311,200 (+15.22%) Land $92,300 Building $218,900	$311,200 (+15.22%) Land $92,300 Building $218,900
2025	$1,936.00
2023		$270,100 Land $92,300 Building $177,800	$270,100 Land $92,300 Building $177,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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