Polk County property record for 629 Heather Glen Loop, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,711 sqft · built 2001 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,000 (Jan 2022) |
| Tax Bill | $4,003 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-07-856605-000160 |
| Primary APN | 27-29-07-856605-000160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| Gross Area | 2,131 sqft |
| 1st Floor Area | 1,711 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,749 sqft (0.178 acres) |
| Lot Dimensions | 100 ft deep x 77 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 38 sqft |
| Patio Area | 64 sqft |
| Street Address | 629 HEATHER GLEN LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEATHER GLEN PHASE TWO PB 108 PG 25 LOT 16 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | HEATHER GLEN PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 856605 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 14123 |
Source: Polk County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 629 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Oct 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Dec 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 10, 2022 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Prior Sale | Jul 13, 2001 · Amount on Record |
| Deed Document Number | 20227366 |
| Deed Book / Page | 12065 / 1037 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 629 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3277 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 629 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3277 |
| Document Number | 0000063878 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 13046/940 |
| Instrument | 2024063878 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 629 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3277 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 629 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3277 |
| Document Number | 0000251255 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 12884/1924 |
| Instrument | 2023251255 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 629 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3277 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 629 HEATHER GLEN LOOP, CYPRESS GARDENS, FL 33884-3277 |
| Document Number | 0000320151 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 12514/962 |
| Instrument | 2022320151 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 10, 2022 |
| Property Address | 629 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3277 |
| Document Number | 0000007366 |
| Book / Page | 12065 / 1037 |
| Map Reference | MB 108 PG 25 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2022007366 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,778.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 629 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3277 |
| Document Number | 0120651039 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 12065/1039 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2051 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,003.00 (-14.68%) | $214,096 (-16.46%) Land $42,000 Building $172,096 | $214,096 (-16.46%) Land $42,000 Building $172,096 |
| 2023 | $4,692.00 (+10.58%) | $256,274 (+14.91%) Land $40,000 Building $216,274 | $256,274 (+14.91%) Land $40,000 Building $216,274 |
| 2022 | $4,243.00 | $223,017 Land $34,000 Building $189,017 | $223,017 Land $34,000 Building $189,017 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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