Polk County property record for 628 Heather Glen Loop, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 2001 |
| Lot Size | 0.179 acres (7,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $29,250 (May 2018) |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-07-856605-000220 |
| Primary APN | 27-29-07-856605-000220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| Gross Area | 1,914 sqft |
| 1st Floor Area | 1,514 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,775 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 62 sqft |
| Patio Area | 64 sqft |
| Street Address | 628 HEATHER GLEN LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEATHER GLEN PHASE TWO PB 108 PG 25 LOT 22 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | HEATHER GLEN PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 856605 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14123 |
Source: Polk County records · APN 27-29-07-856605-000220
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 19, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| May 17, 2018 | Quit Claim Deed, Transfer · VA Mortgage NEW DAY FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | Jul 11, 2001 · Amount on Record |
| Deed Document Number | 2018106692 |
| Deed Book / Page | 10489 / 1316 |
| Prior Transfer Date | Apr 19, 2018 |
| Prior Transfer Doc | 0000106692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 628 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3276 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000030335 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 11568/2286 |
| Instrument | 2021030335 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 628 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3276 |
| Document Number | 0110971064 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 628 HEATHER GLEN LOOP WINTER HAVEN FL 338843276, WINTER HAVEN, FL 33884-3276 |
| Document Number | 0110971064 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 011097/001064 |
| Instrument | 2520 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 17, 2018 |
| Property Address | 628 HEATHER GLEN LOOP, WINTER HAVEN, FL 33884-3276 |
| Document Number | 0104891316 |
| Book / Page | 010489 / 001316 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 106692 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $505.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 HEATHER GLEN LOOP WINTER HAVEN FL 338843276, WINTER HAVEN, FL 33884-3276 |
| Document Number | 104891320 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 010489/001320 |
| Instrument | 106693 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $805.00 (+10.73%) Homeowner's exemption | $91,538 (+5.99%) | $200,082 (-16.13%) Land $42,000 Building $158,082 |
| 2023 | $727.00 (+5.98%) Homeowner's exemption | $86,367 (+3%) | $238,569 (+15.21%) Land $40,000 Building $198,569 |
| 2022 | $686.00 Homeowner's exemption | $83,851 | $207,066 Land $34,000 Building $173,066 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force 25 of 26 on primary residences |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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