620 Frow Dr, Elgin, SC 29045 Property Records

Richland County property record for 620 Frow Dr, Elgin, SC 29045

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 2,600 sqft · built 2022
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Aug 2024)
Tax Bill	$12,237 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25807-05-13`

Property Details

APN / Parcel Number

Primary APN	`25807-05-13`
Alternative APN	`R25807-05-13`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,600 sqft Heated Area
Gross Area	3,166 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	7,405 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 FROW DR
City	ELGIN
State	SC
Zip	29045-7153
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	PDD
Legal Description	LOT 173 55X138.6X55X136.8 #SU CATAWBA HILL PHASE 7 #PR RB2736-3460 RB2567-2354
Legal Subdivision	CATAWBA HILL PHASE SEVEN
Legal Phase	7
Legal Lot Number	55,173
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2022
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 FROW DR, ELGIN, SC 29045-7153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit SERVICE FCU
Jul 5, 2022	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	202437906
Deed Book / Page	2950 / 3360
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	May 18, 2026
Property Address	620 FROW DR, ELGIN, SC 29045-7153
Document Number	0000023677
Book / Page	3128 / 755
Instrument Date	May 9, 2026
Instrument	202623677
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	620 FROW DR, ELGIN, SC 29045-7153

Mortgage

Document Number	0000023677,
Date	May 18, 2026
Book Page	3128/755
Instrument	202623677

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	620 FROW DR, ELGIN, SC 29045-7153
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FROW DR, ELGIN, SC 29045-7153

Mortgage

Document Number	0029022752
Date	Feb 26, 2024
Book Page	2902/2752
Instrument	2024008269

Lender

Name	SERVICE FCU
Type	Credit Union
Address	3003 LAFAYETTE RD, PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 28, 2049

Interest

Change Frequency	Monthly

July 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 5, 2022
Property Address	620 FROW DR, ELGIN, SC 29045-7153
Document Number	0027592775
Book / Page	2759 / 2775
Map Reference	MB 2736 PG 3460
Instrument Date	Jun 24, 2022
Instrument	2022038179
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 FROW DR, ELGIN, SC 29045-7153

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$12,237.00 (+256.04%)	$368,000 Land $50,800 Building $317,200
2023	$3,437.00 Additional exemption filed

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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