629 E Exchange St, Geneseo, IL 61254 Property Records

Henry County property record for 629 E Exchange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1907
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Apr 2017)
Tax Bill	$3,401 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-227-017`

Property Details

APN / Parcel Number

Primary APN	`08-21-227-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	202 ft deep x 62 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	629 E EXCHANGE ST
City	GENESEO
State	IL
Zip	61254-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 M GOEMBELS SUB BLK 16 & PT BLK 15 OF W T ALLANS ADD CITY OF GENESEO
Legal Subdivision	ALLANS ADD
Legal Block	16,15
Legal Lot Number	6
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2020
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	629 E EXCHANGE ST, GENESEO, IL 61254-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	201720-1702394
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	629 E EXCHANGE ST, GENESEO, IL 61254-2109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100201
Date	Jan 11, 2021
Instrument	20-2100201

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 26, 2017
Property Address	629 E EXCHANGE ST, GENESEO, IL 61254-2109
Document Number	0000002394
Instrument Date	Apr 25, 2017
Instrument	2394
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N CENTER ST GENESEO IL 612541212, GENESEO, IL 61254-1212

Mortgage

Document Number	2395
Date	Apr 26, 2017
Instrument	2395

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,401.00 (+31.26%)	$48,696 (+25.82%) Land $4,603 Building $44,093	$146,088 (+25.82%) Land $13,809 Building $132,279
2022		$38,702 Land $3,658 Building $35,044	$116,106 Land $10,974 Building $105,132
2021	$2,591.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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