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629 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 629 E 7th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1946
Lot Size0.144 acres (6,272 sqft)
OwnerCompany Name on File
Last Sale$162,000 (Jan 2024)
Tax Bill$2,207 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jan 2024 Sale
Flood ZoneZone X (minimal risk)
APN17992-000-000

Property Details

APN / Parcel Number

Primary APN17992-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,150 sqft Living Area
1st Floor Area1,150 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area6,272 sqft (0.144 acres)
Lot Dimensions84 ft deep x 75 ft wide
PorchOpen Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address629 E 7TH ST
CityPANAMA CITY
StateFL
Zip32401-3501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionPINE VIEW LOT 4 & E1/2 LOT 5 BLK 5 ORB 4764 P 85
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionPINE VIEW
Legal Block5
Legal Lot Number4,5
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2045
Census Tract1600

Owner

629 E 7th St is owned by a company that bought it in January 2024.

Source: Bay County records, as of October 7, 2026

Owner of RecordCompany Name on File
Mailing Address608 HAMILTON AVE, PANAMA CITY, FL 32401-3608
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Balloon Mortgage
NONE LISTED ON DOCUMENT
Jan 10, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2024 · Amount on File
Deed SaleJan 10, 2024 · Amount on File
Prior SaleMay 20, 2015 · Amount on File
Deed Document Number20241401
Deed Book / Page4764 / 85
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Recording DateSep 16, 2026
Property Address629 E 7TH ST, PANAMA CITY, FL 32401-3501
Document Number0000057720
Book / Page5079 / 1435
Instrument DateSep 15, 2026
Instrument202657720
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address608 HAMILTON AVE, PANAMA CITY, FL 32401-3608

Mortgage

Document Number0000057720,
DateSep 16, 2026
Book Page5079/1435
Instrument202657720
Lender
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 10, 2024
Property Address629 E 7TH ST, PANAMA CITY, FL 32401-3501
Document Number0047640085
Book / Page4764 / 85
Map ReferenceMB 2 PG 31
Instrument DateDec 22, 2023
Instrument2024001401
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,134.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 HAMILTON AVE, PANAMA CITY, FL 32401-3608

Tax Assessment & Valuation

The 2025 property tax bill for 629 E 7th St was $2,207, down 8.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,207.00 (-8.54%)$139,772 Land $18,960 Building $120,812$139,772 Land $18,960 Building $120,812
2024$2,413.00 (+54.58%)
2023$1,561.00 (+19.71%)$81,223 (+13.73%) Land $15,997 Building $65,226$81,223 (+13.73%) Land $15,997 Building $65,226
2022$1,304.00$71,419 Land $11,909 Building $59,510$71,419 Land $11,909 Building $59,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 629 E 7th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2008–2023)
Claims Outside the SFHA6 of 9
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 629 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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