627 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 627 E 7th St, Panama City, FL 32401

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,808 sqft · built 1946
Lot Size	0.144 acres (6,272 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Dec 2024)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`17993-000-000`

Property Details

APN / Parcel Number

Primary APN	`17993-000-000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	3 Units
Stories	1 Story
Building Area	2,808 sqft Living Area
1st Floor Area	2,808 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2006
Architectural Style	Triplex
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,272 sqft (0.144 acres)
Lot Dimensions	84 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Porch	Open Porch
Porch Area	156 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	627 E 7TH ST
City	PANAMA CITY
State	FL
Zip	32401-3501
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	PC04
Legal Description	PINE VIEW LOT 6 & W 1/2 5 BLK 5 ORB 4764 P 87
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	PINE VIEW
Legal Block	5
Legal Lot Number	6
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2045
Census Tract	1600

Owner

Source: Bay County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1015 W CAROLINE BLVD, PANAMA CITY, FL 32401-2130
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Balloon Mortgage NONE LISTED ON DOCUMENT
Jan 10, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	Jan 10, 2024 · Amount on Record
Deed Document Number	202470378
Deed Book / Page	4864 / 2013
Prior Transfer Date	Aug 12, 2003
Prior Transfer Doc	0000058521
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Recording Date	Sep 16, 2026
Property Address	627 E 7TH ST, PANAMA CITY, FL 32401-3501
Document Number	0000057720
Book / Page	5079 / 1435
Instrument Date	Sep 15, 2026
Instrument	202657720
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	608 HAMILTON AVE, PANAMA CITY, FL 32401-3608

Mortgage

Document Number	0000057720,
Date	Sep 16, 2026
Book Page	5079/1435
Instrument	202657720

Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 10, 2024
Property Address	627 E 7TH ST, PANAMA CITY, FL 32401-3501
Document Number	0047640087
Book / Page	4764 / 87
Map Reference	MB 2 PG 31
Instrument Date	Dec 22, 2023
Instrument	2024001402
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15760 VENTURA BLVD STE 700, 700, ENCINO, CA 91436-3016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 HAMILTON AVE, PANAMA CITY, FL 32401-3608

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00 (-35.27%)	$161,453 (+8.04%) Land $18,960 Building $142,493	$161,453 (+8.04%) Land $18,960 Building $142,493
2024	$3,938.00 (+49.68%)
2023	$2,631.00 (+24.87%)	$149,436 (+20.08%) Land $15,997 Building $133,439	$149,436 (+20.08%) Land $15,997 Building $133,439
2022	$2,107.00	$124,451 Land $11,909 Building $112,542	$124,451 Land $11,909 Building $112,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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