629 Cotton Patch, Schertz, TX 78154 Property Records

Guadalupe County property record for 629 Cotton Patch, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,056 sqft · built 2010
Lot Size	0.147 acres (6,380 sqft)
Owner	Company Name on File
Tax Bill	$6,178 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1G1664100103900000`

Property Details

APN / Parcel Number

Primary APN	`1G1664100103900000`
Alternative APNs	`000000133900` `000000244002` `000000276054` `133900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	2,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,380 sqft (0.147 acres)
Lot Dimensions	110 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	60 sqft
Patio Area	216 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	629 COTTON PATCH
City	SCHERTZ
State	TX
Zip	78154-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KRAMER FARM UNIT #1 BLOCK 1 LOT 39
Legal Subdivision	KRAMER FARM UNIT #1
Legal Tract	39
Legal Block	1
Legal Lot Number	39
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3009
Census Tract	210706

Owner

Source: Guadalupe County records · APN 1G1664100103900000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	826 BIG SKY BND, SAN ANTONIO, TX 78216-7848
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2022
Deed Sale	Aug 25, 2022
Prior Sale	Nov 03, 2015 · Amount on Record
Deed Document Number	202226266
Prior Transfer Date	Mar 29, 2010
Prior Transfer Doc	0000005203
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	629 COTTON PATCH, SCHERTZ, TX 78154-1842
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099010643
Date	Mar 30, 2021
Instrument	202199010643

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2031

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,062 (-8.35%) Land $43,326 Building $251,736	$295,062 (-8.35%) Land $43,326 Building $251,736
2025	$6,178.00 (+0.91%)	$321,942 (+2.2%) Land $38,131 Building $283,811	$321,942 (+2.2%) Land $38,131 Building $283,811
2024	$6,122.00 (-0.29%)
2023	$6,140.00 (+78.64%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$315,000 Land $41,237 Building $273,763	$315,000 Land $41,237 Building $273,763
2022	$3,437.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1998–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Flooding 10/18/98, Oct 1998 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 598 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SCHERTZ serves 41,948 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.