624 Cotton Patch, Schertz, TX 78154 Property Records

Guadalupe County property record for 624 Cotton Patch, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,491 sqft · built 2010
Lot Size	0.131 acres (5,720 sqft)
Owner	2 Individuals on Record
Last Sale	$175,900 (Oct 2010)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1G1664100203700000`

Property Details

APN / Parcel Number

Primary APN	`1G1664100203700000`
Alternative APNs	`000000133903` `000000133490` `133903`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,491 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	1,339 sqft
2nd Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,720 sqft (0.131 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Pool Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	624 COTTON PATCH
City	SCHERTZ
State	TX
Zip	78154-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KRAMER FARM UNIT #1 BLOCK 2 LOT 37
Legal Subdivision	KRAMER FARM UNIT #1
Legal Tract	37
Legal Block	2
Legal Lot Number	37
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3014
Census Tract	210706

Owner

Source: Guadalupe County assessment roll, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	624 COTTON PATCH, SCHERTZ, TX 78154-1842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 26, 2019	Deed of Trust, Mortgage FROST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2010 · Amount on Record
Deed Sale	Oct 5, 2010 · Amount on Record
Deed Document Number	201017030
Deed Book / Page	2919 / 510
Prior Transfer Date	Oct 1, 2010
Prior Transfer Doc	0000017030
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	624 COTTON PATCH, SCHERTZ, TX 78154-1842
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099001327
Date	Jan 12, 2022
Instrument	202299001327

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	624 COTTON PATCH, SCHERTZ, TX 78154-1842
Document Number	0000017700
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 COTTON PATCH SCHERTZ TX 781541842, SCHERTZ, TX 78154-1842

Mortgage

Document Number	0000017700
Date	Aug 6, 2019
Instrument	17700

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$354,723 (-4.21%) Land $41,452 Building $313,271	$354,723 (-4.21%) Land $41,452 Building $313,271
2025	$370,314 (+5.89%) Land $35,723 Building $334,591	$370,314 (+5.89%) Land $35,723 Building $334,591
2023	$349,711 Land $39,015 Building $310,696	$349,711 Land $39,015 Building $310,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1998–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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