629 Cawley Dr, Frederick, MD 21703 Property Records

Frederick County property record for 629 Cawley Dr, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details4 ba · 2,320 sqft · built 2011
Lot Size0.059 acres (2,595 sqft)
OwnerCompany Name on Record
Last Sale$355,000 (Sep 2021)
Tax Bill$5,813 (2023)
Deeds & MortgagesFeb 2022 Construction Loan
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN02-464144

Property Details

APN / Parcel Number

Primary APN02-464144
Alternative APN
  • 464144

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area2,320 sqft Total Area

Exterior

Year BuiltBuilt 2011
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,595 sqft (0.059 acres)
Garage TypeBuilt-in
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number464144
Street Address629 CAWLEY DR
CityFREDERICK
StateMD
Zip21703-4563
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 53 PL 7 PH III & IV 2,595 SQ FT BALLENGER CREEK CNT PND
Legal SubdivisionBALLENGER CREEK
Legal Phase3
Legal Lot Number53
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2001
Census Tract751003

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address22325 RIDGE RD, GERMANTOWN, MD 20876-4339
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Construction Mortgage
NYMEO FCU
Sep 8, 2021Deed, Transfer
REGIS TITLE LLC, RGS TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2021 · Amount on Record
Deed SaleSep 8, 2021 · Amount on Record
Prior SaleApr 7, 2014
Deed Document Number0015267305
Deed Book / Page15267 / 305
Record UpdatedJun 7, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address629 CAWLEY DR, FREDERICK, MD 21703-4563
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157550048
DateFeb 28, 2022
Book Page15755/48
Lender
NameNYMEO FCU
TypeCredit Union
AddressFREDERICK, MD 21703
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 8, 2021
Property Address629 CAWLEY DR, FREDERICK, MD 21703-4563
Document Number0152670305
Book / Page15267 / 305
Map ReferenceMB 87 PL 22-23
Instrument DateSep 1, 2021
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22325 RIDGE RD, 22325, GERMANTOWN, MD 20876-4339

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address22325 RIDGE RD, GERMANTOWN, MD 20876-4339

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,813.00$318,500$368,100 Land $90,000 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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