621 Cawley Dr, Frederick, MD 21703 Property Records

Frederick County property record for 621 Cawley Dr, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,960 sqft · built 2011
Lot Size	0.063 acres (2,785 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Oct 2011)
Tax Bill	$5,156 (2023)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-464098`

Property Details

APN / Parcel Number

Primary APN	`02-464098`
Alternative APN	`464098`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,960 sqft Total Area

Exterior

Year Built	Built 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,785 sqft (0.063 acres)
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	464098
Street Address	621 CAWLEY DR
City	FREDERICK
State	MD
Zip	21703-4563
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 49 PL 7 PH III & IV 2,785 SQ FT BALLENGER CREEK CNT PND
Legal Subdivision	BALLENGER CREEK
Legal Phase	3
Legal Lot Number	49
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2001
Census Tract	751003

Owner

621 Cawley Dr, a townhouse, is owned and occupied by an individual who bought it in October 2011.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	621 CAWLEY DR, FREDERICK, MD 21703-4563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2011 · Amount on File
Deed Sale	Oct 20, 2011 · Amount on File
Deed Document Number	0008565434
Deed Book / Page	8565 / 434
Record Updated	Jun 7, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	621 CAWLEY DR, FREDERICK, MD 21703-4563
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116070218
Date	Jan 10, 2017
Book Page	11607/0218
Instrument	11607-0218

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	GARLAND, TX 75044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,156.00 Homeowner's exemption	$290,500	$335,500 Land $90,000 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 621 Cawley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 621 Cawley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20