629 Cardinal Rd, Wray, GA 31798 Property Records

Irwin County property record for 629 Cardinal Rd, Wray, GA 31798

Property Summary

Property Type	Mobile Home
Details	5 bd · 3 ba · 2,240 sqft · built 2016
Lot Size	13 acres (566,280 sqft)
Owner	Individual Name on Record
Last Sale	$113,300 (Jan 2020)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0104 002600E`

Property Details

APN / Parcel Number

Primary APN	`0104 002600E`
Alternative APN	`6709`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,240 sqft Gross Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Material	Composition Shingle
Lot Area	566,280 sqft (13 acres)
Terrain	Wet
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6709
Street Address	629 CARDINAL RD
City	WRAY
State	GA
Zip	31798-3526
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AU
Legal Description	LL101-4
Jurisdiction	IRWIN GA
Township / Civil Division	HOLT
Census Block Group	3
Census Block	3143
Census Tract	950201

Owner

Source: Irwin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	629 CARDINAL RD, WRAY, GA 31798-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	202019
Deed Book / Page	377 / 279
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRWIN GA
Recording Date	Jan 27, 2020
Property Address	629 CARDINAL RD, WRAY, GA 31798-3526
Document Number	377/279
Book / Page	377 / 279
Instrument Date	Jan 27, 2020
Instrument	2020-000019
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1703, DOUGLAS, GA 31534-1703

Mortgage

Document Number	0000000377/0000000281
Date	Jan 31, 2020
Book Page	0000000377/0000000281

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Irwin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Irwin County
Unified School District	Irwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00 (+9.16%)	$49,040 (+18.68%) Land $19,240 Building $29,800	$122,600 (+18.68%) Land $48,100 Building $74,500
2023	$1,081.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$41,320 Land $13,000 Building $28,320	$103,299 Land $32,500 Building $70,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Rd

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