Irwin County property record for 586 Cardinal Rd, Wray, GA 31798
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 4,681 sqft · built 1978 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jul 2026) |
| Tax Bill | $4,508 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0104 002600G |
| Primary APN | 0104 002600G |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,681 sqft Heated Area |
| 1st Floor Area | 3,381 sqft |
| 2nd Floor Area | 650 sqft |
| Attic | Attic |
| Attic Area | 650 sqft |
| Utility Area | 300 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 93,218 sqft (2.14 acres) |
| Terrain | Wet |
| Garage Area | 600 sqft |
| Driveway | Concrete Driveway |
| Porch | Patio |
|---|---|
| Porch Area | 180 sqft |
| Storage Building | 192 sqft |
| Pole Barn | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6772 |
|---|---|
| Street Address | 586 CARDINAL RD |
| City | WRAY |
| State | GA |
| Zip | 31798-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AU |
| Legal Description | LAND LOT 102 OF THE 4TH LAND DISTRICT |
| Legal Lot Number | 102 |
| Jurisdiction | IRWIN GA |
| Township / Civil Division | HOLT |
| Census Block Group | 3 |
| Census Block | 3086 |
| Census Tract | 950201 |
586 Cardinal Rd, a rural home, is owned and occupied by two individuals who bought it in July 2026.
Source: Irwin County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 586 CARDINAL RD, WRAY, GA 31798-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on File |
| Deed Sale | Jul 29, 2026 · Amount on File |
| Prior Sale | Sep 16, 2024 · Amount on File |
| Deed Book / Page | 481 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IRWIN GA |
| Recording Date | Jul 29, 2026 |
| Property Address | 586 CARDINAL RD, WRAY, GA 31798-3517 |
| Document Number | 0481000346 |
| Book / Page | 481 / 346 |
| Instrument Date | Jul 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 586 CARDINAL RD, WRAY, GA 31798-3517 |
| Document Number | 0481000316, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 481/316 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 586 Cardinal Rd was $4,508 with a homeowner's exemption.
Source: Irwin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Irwin County |
| Unified School District | Irwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,508.00 | $162,880 Land $3,480 Building $159,400 | $407,200 Land $8,700 Building $398,500 |
| 2023 | $1,816.00 Homeowner's exemption | $59,653 Land $3,424 Building $56,229 | $149,132 Land $8,560 Building $140,572 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 586 Cardinal Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 586 Cardinal Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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